What are the responsibilities and job description for the Business Development Loan Officer position at Chicanos Por La Causa?
POSITION SUMMARY
The Business Development Officer is responsible for driving the growth of Prestamos by formulating and implementing comprehensive strategies for the origination of all loan programs. Your primary focus will be on small business loans and micro-loans, private loan pools, and NMTC loans within the marketplace. The Business Development Officer will establish and nurture a robust referral network encompassing business bankers, commercial real estate brokers, business brokers, professional associations, accountants, lawyers, and other key stakeholders to identify and capitalize on loan opportunities. Structures complex loan proposals, completes initial analysis, and prepares credit packages.
MINIMUM QUALIFICATIONS AND COMPETENCIES
Education /Background:
Candidate should possess a minimum of a Bachelor’s Degree in Business Administration, Finance, or a related field, or a combination of education and 5 years’ experience in commercial lending/analysis
- Proven track record in business development and loan origination
- Strong understanding of micro-loans, private loan pools, SBA 7a Community Advantage Loans
- Excellent communication and negotiation skills
- Ability to analyze complex financial data and assess credit risk
Other Requirements:
- Client Focus - Dedicated to meeting the needs of internal and external clients
- Listens effectively and establishes and maintains relationships and gains client’s trust and respect
- Ethics, Integrity, and Trust - Considers ethical issues before decisions are made and seeks to achieve results that are in the best interest of CPLC and Prestamos CDFI, LLC
- Ownership, Accountability, Responsibility and Compliance - Takes ownership of tasks, projects, and relationships and follows through on obligations and promises
- Self-Development and Learning - Personally committed to learning and actively works to continuously develop professionally
- Teamwork and Collaboration -Works collaboratively; finds common ground and solves problems for the good of all and can represent his/her own interests and yet be fair to the team
