Demo

Compliance Lead, Assurance & Testing

Chime
San Francisco, CA Full Time
POSTED ON 3/7/2025
AVAILABLE BEFORE 6/7/2025

We are hiring for a Lead on Chime's Compliance Assurance & Testing team. You will work in a fast-paced environment and play an essential role in ensuring Chime remains compliant with regulatory requirements, internal policies, and bank partner expectations. In this role you will perform strategic end-to-end compliance testing of Chime's innovative products and services to identify risks and control gaps. This will involve partnership with internal teams, as well as collaboration with our issuing bank partner's legal and compliance teams. This role will report to the Head of Compliance Assurance and Testing.

The base salary offered for this role and level of experience will begin at $130,050 and up to $180,600. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

  • Lead the end-to-end compliance testing process : from strategically scoping the review, partnering with cross-functional teams to obtain necessary documentation, performing robust testing and gathering / reporting testing results to senior management.
  • Proactively assist the business by identifying solutions to complex issues / findings and performing follow-up to ensure remediation is successful.
  • Partner with cross-functional teams to perform compliance testing and / or to support bank partner testing oversight.
  • Play a key role in creating and designing automated internal compliance monitoring and testing to identify trends, issues, and key performance and risk indicators.
  • Maintain current knowledge of applicable laws and regulations and understand regulatory impact of changes to product / service offerings.

To thrive in this role, you have

  • 7-10 years of work experience, including : regulatory compliance testing in Financial Services, Risk Consulting or Fintech companies.
  • Knowledge of laws, regulations, and rules governing consumer financial protection, banking, payment networks, money transmission, and consumer lending.
  • Strong problem-solving skills and demonstrated ability to take initiative and work independently.
  • Ability to work well with ambiguity and multiple priorities while balancing the interests of multiple stakeholders.
  • Analytical skills, such as SQL or data visualization, are a plus.
  • A little about us

    At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank

  • on the premise that basic banking services should be helpful, transparent, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals.
  • We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

  • Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
  • We know that great work can't be done without a diverse team and inclusive environment. That's why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

    We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance, Cook County Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation, please let us know.

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    Salary : $180,600

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