Risk Manager

Position:  Risk Manager

Department:  Risk Management 

Classification:  Exempt Salaried

Job Grade:  Officer

Position Summary:

The Risk Manager will oversee the Risk Management Department, which consists of four sub-departments: Compliance, Vendor Management, Fraud, and Facilities. This position will be responsible for providing all four sub-departments with direction, resources, and top-down support to implement and run an effective risk management system within the Bank. The Risk Manager is also responsible for the development and ongoing monitoring and maintenance of a enterprise risk framework that synchronizes the elements of risk to create Organization clarity and cross-departmental synergies based on determined risk appetite set forth by the Bank’s Board of Directors. This position will report directly to the Chief Financial Officer.

The level of this position is based on years of service, education and/or equivalent experience, knowledge level and skill set.

Essential Functions:

To perform this job successfully, an individual must be able to perform each Essential Function and Skill satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

1. Provide management leadership oversight to the four sub-departments of Risk Management: Compliance, Vendor Management, Fraud, and Facilities.
2. Liaison between each sub-department and the Chief Financial Officer regarding critical issues.
3. Collaborate with senior management and various departments to integrate risk management into decision making processes.
4. Oversee the annual corporate insurance renewal process.
5. Manage claims against corporate insurance and disseminate information as applicable to others within the Bank.
6. Oversee and maintain Bank policy, procedure, and resource structure using the Bank’s management tool.
7. Manage FDICIA framework including ongoing monitoring of control structure and enhancements as required through growth and change within Bank.
8. Lead routine regulatory examinations by serving as the primary contact during internal preparation, coordination during, and post-examination follow-up.
9. Prepare and present risk reports to the Board of Directors, Audit Committee, and senior management.
10. Lead and participate in multiple committees, including but not limited to: Enterprise Risk Management Committee (ERMC), Audit Committee, etc.
11. Develop and maintain the Bank’s risk assessment framework.
12. Identify, assess, and mitigate risks across various departments.
13. Champion the development of a comprehensive fraud department including a fraud framework that is clearly understood at all levels of the Bank.
14. Provide training and support to staff and Bank on risk-related matters.
15. Assign the workload of the Risk Manager’s direct reports, ensuring they are properly trained to perform their duties, evaluate their performance, and recommend any disciplinary action if necessary.
16. Assist the Human Resources Department in staffing the Risk Department which includes interviewing, hiring, promoting, and terminating.
17. Ensure proper coverage and staffing for all direct reports, which includes reviewing and approving time off requests and timesheets.
18. All employees are expected to exemplify and follow our core values.
19. Regular attendance and punctuality when reporting to work.
20. Travel for trade and industry schools and seminars as needed.
21. This position may require installation of a Multi-Factor Authentication (MFA) app on an employee’s personal mobile device. The MFA apps are used to authenticate a user’s identity to the system for security purposes.
22. Adhere to and comply with all applicable, federal, and state laws, regulations, and guidance, including those related to BSA/AML, as well as adhere to the Bank’s policies and procedures.
23. Perform other duties as assigned and requested.

Core Values

Humility - We are “blue-collar bankers.” We are relatable, down-to-earth people who greet our smallest customer the same way we greet our largest.

Respectful, Genuine Care for Others - We care about each other, we care about our customers, and we care about our communities.

Finds A Way - This simply put, is nothing more than attitude. It is a can-do spirit, a desire to help, to contribute, to go above and beyond, and to make a difference.

Effort - We expect a lot of ourselves and hold ourselves to a high standard. We are not entitled, and we need to earn it from our customers and each other every day.

Owning-It - Owning-It or Accountability is a big word that can encompass a great many things. For Citizens Alliance Bank, it is about ownership. When an employee says they will do something, they follow through and get it done.

Education and Experience:

Required - High School diploma or GED, etc.

Required - Bachelor’s Degree or equivalent experience.

Required - Continuing Education to maintain job knowledge.

Required - Experience managing multiple departments.

Required - Excellent organizational skills.

Required - Excellent Communication skills.

Preferred - Previous work experience using the “Three Lines of Defense” approach to risk management.

Preferred - Strong knowledge of regulatory compliance.

Preferred - Knowledge of corporate insurance.

Preferred - Knowledge of FDICIA requirements and structuring.

Preferred - Experience using PowerDMS.

The employer has the right to revise this position description at any time. The position description is not a contract for employment.

**Position is open to all Citizens Alliance Bank locations. Subject to workspace availability.**

Citizens Alliance Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability, veteran status and all other protected classes.