What are the responsibilities and job description for the Commercial Lender position at Citizens Bank?
1. Aggressively seeks and obtains quality new business through client and prospect calls, referrals and cross selling efforts.
2. Responsible for building and maintaining relationships with a resulting high degree of customer satisfaction.
3. Responsible for sales, credit analysis, proper loan structuring, client interviewing and perceptive character judgement.
4. Contributes to deposit growth by cross selling and promoting additional banking products.
5. Acts as the principal account and relationship manager for new and existing clients.
6. Strong customer needs assessment and problem solving skills.
7. Will attend social, civic and networking events with current and prospective clients.
8. Works well with other bank personnel to solve customer problems.
9. It is expected that the incumbent shall perform other duties as determined by management.
QUALIFICATIONS
- Bachelor's degree in banking, finance or other business related field is preferred.
- Formal Credit Training and/or underwriting knowledge experience.
- Minimum 5-10 years of credit associated commercial bank lending experience.
- An equivalent combination of education and experience may meet qualifications.
- Ability to expand loans, client relationships and cross sell bank products.
- Familiarity with the sales, loan processing and closing processes.
- Must have good interpersonal and communication skills and a proven track record of portfolio management.
