What are the responsibilities and job description for the Part-Time Mortgage Funder (On-Site) position at Citizens First Bank?
About the Organization:
Citizens First Bank, a cornerstone of The Villages community, was founded by the visionary founders of The Villages in 1991. “We are a bank created specifically to fill the needs of our community and to conscientiously and joyously serve our Villagers residents in every possible way.” -Founder Harold Schwartz. Since that time, the vision of the Bank has expanded to build upon our purpose of serving the Villages in every way while sharing our exceptional service and lasting relationships with the people and businesses throughout Lake, Sumter, Marion and Citrus counties. Citizens First Bank: A Five Star Bank where hospitality meets finance.
About the Position:
Join Citizens First Bank's Mortgage Closing team as our new Mortgage Funder! The Mortgage Funder's primary responsibility is to disburse funds for all residential loans. The Mortgage Funder maintains communication with Loan Operations to ensure smooth daily funding, particularly regarding changes in closing dates or fees.
This is a part-time position, 30 hours per week, Monday-Friday, 8:00 AM to 2:00 PM
Key Responsibilities of the Mortgage Funder:
- Inputs loan information into the LOS and creates funding requests using Excel.
- Verifies the accuracy of net funding data.
- Sends funding requests to Deposit Operations and the title company.
- the loan pipeline for "clear to close" status, ensuring all conditions are met before wiring funds.
- Prepares and verifies the wire request form for Deposit Operations to fund daily closings.
- Transfers closing funds to the title company or attorney's office.
- communicates with internal and external partners regarding funding status and receipt of closed loan packages.
- Updates funding requests as needed due to changes.
- Tracks and reconciles tolerance cures on the Closing Disclosure (CD) with the funding request.
- Ensures loan funding requests are scanned and delivered to Loan Operations within daily deadlines.
Mortgage Funder Requirements:
Minimum:
- High school diploma or equivalent.
- Must be able to work independently and as a team player.
- Must have the ability to retain information, be detail-oriented and the ability to multi-task and work under tight time constraints with a high degree of accuracy.
- Must have basic computer skills using Microsoft Office (Outlook, Word, Excel), good typing skills and skilled in using a 10-key calculator.
Preferred:
- 1-2 years of experience in Mortgage Funding
Mortgage Funder Benefits:
Citizen’s First Bank offers an exceptional benefits package for full-time employees including medical dental, vision, short and long-term disability insurance options, 401K which matches the first 5% of contributions and generous vacation allowance. All employees enjoy an annual calendar recognizing ten federal holidays which may be paid, a high-end hospitality environment with a strong promote-from- within culture, and the satisfaction that comes from serving the community and relationship building. Dream maker discount program applicable at various local businesses. **Category I employer for eligibility placement into The Villages Charter School. **
Citizens First Bank is committed to provide equal employment opportunity to all persons regardless of race, color, national origin, religion, sex, sexual orientation, gender identity, age, genetic information, marital status, protected veteran status or disability. In addition to federal law requirements, Citizens First Bank complies with applicable state and local laws governing nondiscrimination in employment in every location in which the Bank has facilities.
Citizens First Bank is proud to be a drug, alcohol, and weapons free workplace.
