Vice President of Lending

CCCU is looking for a talented Vice President of Lending who will be responsible for overseeing and managing the lending operations of the credit union, including:

• Consumer Lending, 
• Real Estate Lending, 
• Indirect Lending, 
• Business Lending, 
• Student Loans, and 
• Special Accounts/Collections. 

This involves all areas of responsibility in regard to lending policies, procedures, and strategies to maximize loan growth, profitability and portfolio quality. 

You will play a critical role in the credit union's success in driving loan growth, ensuring compliance, and maintaining high standards of member service. This position requires a strategic leader capable of managing a complex and evolving lending environment.

Salary: $155,131.68 - $193,914.60 annually

Responsibilities:

• Set and maintain goals and objectives for each assigned department. Create and execute a strategic plan to achieve organizational goals for all of CCCU's lending departments.
• Monitor and analyze market trends to identify opportunities for loan product development and growth.  
• Evaluate the quality of the portfolio and recommends policy and procedure changes as necessary to meet the Credit Union's standards and objectives.
• Serve as a member of the senior management team of the credit union, participating in the highest level of decision-making and collaboration to align lending strategies with overall business objectives.
• Create and implement lending programs, delivery services, policies and processes for the credit union keeping risk management and member satisfaction balanced while maintaining regulatory standards and industry best practices.
• Directly responsible to the Board of Directors for the Credit Union's loan portfolio.
• Manages relationships with outside vendors, etc.
• Follow Bank Secrecy Act (BSA) policies and procedures as they relate to this position.
• Other responsibilities as assigned.

Skills:

• A minimum of a Bachelor’s Degree in Finance/Business/Accounting or a related field.
• 5-8 years of previous credit union/financial institution management experience is required.
• Extensive experience in lending, credit analysis, and risk management, with a proven track record in a senior leadership role.
• Excellent communication skills: verbal, written and in presenting. 
• Solid understanding of state and federal laws and regulations that impact all areas of the credit union. 
• Highly organized, self-motivated, and self-managed.
• Able to handle multiple tasks and change priorities, as needed.
• Strong analytical and project management skills, leadership qualities including strong human relations.
• Proficient in financial analysis software and loan management systems.
• Strong computer skills in Microsoft Office Suite are required 
• Must be a licensed driver with a working automobile available to you at all times.

Benefits:

• Health, dental and vision insurance
• Health Savings/Flexible Spending accounts
• 401k and pension plans
• Life insurance and supplemental insurance
• Paid time off out of the office - Vacation time, Sick time and Paid Holidays
• Plus much more!

Salary : $155,132 - $193,915