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Mortgage Compliance Specialist Sr.

City National Bank
Miami, FL Full Time
POSTED ON 1/15/2025
AVAILABLE BEFORE 4/6/2025

Mortgage Compliance Specialist Sr.

Job ID

2025-5242

Category

Residential Mortgage Lending

Type

Full-Time

Workplace policy

Hybrid

Overview

The Mortgage Compliance Specialist Sr. is responsible for the centralized disclosure processes; ensuring necessary mortgage disclosures are done accurately, in compliance with regulatory guidelines, within the required timeline for each disclosure, with record of disclosure retained in / with the loan file validating decisions made and determine dispositions. To assist with periodic audits, provide backup for other fulfillment functions, such as loan opening and portfolio and correspondent rate sheets generation, and assist Audit and Compliance Department with special projects.

Principal Duties & Responsibilities :

  • Ensures compliance of the Residential Lending department with guidelines and necessary mortgage disclosures listed below :
  • Compliance :
  • Initial Disclosures
  • Reg-B
  • MDIA Re-disclosures
  • RESPA Re-disclosures : Rate Locks and Allowable Changed Circumstances
  • RESPA Pre-Closing Audit : GFE Fees
  • Supports with periodic audits, provides backup for other fulfillment functions, such as loan opening and portfolio & correspondent rate sheets generation, and assists Audit and Compliance Department with special projects.
  • Provides administrative support to include reviewing and preparing reports and correspondence; and participates in special department projects.

Qualifications

8-10 years of mortgage compliance experience and be familiar with Dodd-Frank, TRID, and general Banking Regulations.

  • Knowledge of mortgage loan documentation, loan provisions / terms, and mortgage banking processes are also required.
  • Proficient in Microsoft Office : Word, Excel, and Outlook.
  • Must have the ability to prioritize and multi-task in a high pressure environment while maintaining excellent organizational and client service skills.
  • Must be able to work in a team environment.
  • Education

  • High School Diploma or GED equivalent Required
  • Special Instructions to Candidates

  • Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities.
  • Please view Equal Employment Opportunity Posters provided by OFCCP here.
  • The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
  • Reasonable accommodation may be made to assist individuals with disabilities to complete the online application process. Please contact our Human Resources Department at 305-577-7680 or by e-mail at employment@citynational.com.
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