What are the responsibilities and job description for the Construction Loan Administrator position at Climate First Bank?
We are changing FINANCE to finance CHANGE!
Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar, residential, commercial, SBA and more). We are passionate about the environment, social issues and overall leaving our communities and the world better than we found it.
We want YOU to help us on this mission and are looking for exceptionally hard-working, passionate and bright new team members.
We are a team of growth focused, goal-oriented and competitive individuals. We collectively work hard to achieve our mission and growth-related milestones and continue to set and exceed new goals almost daily. We love what we do, and we love working with people who are just as excited about our objectives as we are!
Come join our team as a Construction Loan Administrator. In this role you will be responsible for for managing and administering the construction loan draw process from pre-loan closing through construction completion. This role encompasses commercial, residential, and residential home builder lines/loans.
Join us in this exciting start-up experience and take your career to a level unattainable in a traditional bank environment.
Primary Functions:
- Manage/administer the construction loan draw process from pre-loan closing through construction completion. This includes commercial, residential and residential home builder lines/loans.
- Review/approve project construction budgets including required equity and other sources.
- Perform initial and ongoing analysis including review of applicable loan documents.
- Generate/maintain the Bank's internal construction loan tracking spreadsheets. Review funding requests and recommend funding for approval.
- Order/review construction related 3rd party reports such as Plan and Specification Cost
- Reviews and site inspections.
- Review pertinent loan documents to ensure loan closings are in compliance with the credit approval document, policy, and regulatory guidelines.
- Interact and respond to customers directly pertaining to advance requests and/or specific loan information.
- Act as a liaison with participating banks in CRE transactions.
- Perform other duties and support other loan ops team members as assigned.
Requirements:
- Bachelor's Degree preferred.
- Prior banking experience preferred.
- Ability to complete assignments with little oversight and supervision.
- Strong accounting and math skills.
- Ability to deal effectively and tactfully with customers, employees and Bank management.
- Good organizational and communications skills.
- Ability to work in a fast-paced environment with frequent routine changes.
- Must have excellent computer skills including extensive use of Windows, Microsoft Office Programs.
Benefits:
- Competitive compensation
- Employer paid medical, vision and dental insurance
- Employer paid disability and life insurance
- 401k match
- Employee Stock Options
- Compelling incentive plans
- Employee only rates for certain loan products
- Working with an amazing team of dedicated and like-minded individuals!
- Being part of an exciting venture with amazing opportunities for growth and opportunities!
Physical Demands: In the performance of respective tasks and duties, all Climate First Bank employees are expected to successfully perform the essential functions of the position. While performing duties, employees are required to sit, talk, hear, lift up to 20 lbs., and may be required to work evenings and/or weekends, attend remote meetings and/or to travel. Reasonable employee accommodations will be considered on a case-by-case basis.
Equal Opportunity Statement:
At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
Equal Opportunity Employer/Disability/Veterans
E-Verify Statement:
This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.
