What are the responsibilities and job description for the Mortgage Closer III position at CMYK-WHT midnight background?
The Mortgage Closer's primary responsibility is to coordinate, prepare and review closing documents and verify their accuracy and completion in accordance with bank policies and procedures. The individual maintains communication with all parties involved in the loan closing process.
- Calculates final closing costs and disburses funds in accordance with mortgage documentation
- Ensures timely and accurate closing of various residential and residential construction loan transactions
- Prepares and reviews closing documents, including funding checks prior to forwarding to title company for closing to ensure accurate and efficient closing
- Reviews title commitments and surveys for accuracy and notifies interested parties of exceptions to ensure loan is closed in accordance with company policies and procedures and applicable laws to ensure a valid lien
- Schedules closing and responds to inquiries regarding closing issues to ensure all parties involve are informed of any issues affecting the closing and are present at closing
- Verifies closing costs, closing requirements, hazard insurance, TILA-RESPA Integrated Disclosures, etc. before issuing funding authorization to the title company
- Develops and maintains a personal program for maintaining an adequate level of knowledge in mortgage loan maters and personal skill development to ensure an acceptable degree of performance
- May requires work on physical bank premises - Office located in Terrell, TX
Requirements:
- 7 years experience in residential mortgage lending support
- Knowledge of real estate documents, title commitments, surveys, appraisals, etc
- High school diploma or GED
- Maintain high level of communication skills both oral and written; strong attention to detail; strong problem solving and organization skills
- Maintain accurate closing schedules
Skills:
- Working knowledge of Microsoft Excel and MS Word; basic keyboarding and calculator skills; must be able to do simple math
and carry out written instructions. - Preferred experience in Encompass (Banker edition)
- Preferred experience with eNotes, eVault, Simplefile
- Work occasionally requires more than 40 hours per week to perform the essential functions of the position
- Must be able to travel regularly from location to location
- Lifting in an office setting may be required up to 30 lbs.
ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.
