What are the responsibilities and job description for the Senior Credit Risk Review Officer position at CMYK-WHT midnight background?
The Senior Credit Risk Review Officer is responsible for planning and leading projects that analyze loan portfolio segments and evaluates the quality of credit and approval decisions with a focus on identifying the strength of loan underwriting, loan structuring, loan monitoring, risk rating accuracy, and workout and recovery plans.
- Leads pre-review discovery and planning meetings with credit risk and line management, manages the fieldwork phase, rolls up loan transactions results, identifies reportable risk issues, and presents findings and conclusions at management exit meetings
- Acts as the "Reviewer-In-Charge" at the discretion of the Director of Credit Risk Management
- Scopes target examinations of the various territories and lending groups-based risk profile
- Performs continuous monitoring of assigned loan portfolios or portfolio segments and continuous monitoring of assigned loan portfolios or portfolio segments
- Evaluates credit delivery infrastructure supporting credit decisions and on going portfolio management
- Assists the Director of Credit Risk Management in the creation, reporting, monitoring, and retirement of credit risk Key Risk Indicators (KRIs)
- Performs loan-level stress testing for most, if not all, target examinations
Minimum Requirements
- 10 years of commercial lending work experience, required. 2 years of Commercial Credit Risk Review, or commensurate Bank Examiner work experience, required
- Commercial Credit Officer experience, preferred
- Workout & Recovery Officer (Special Assets) experience, preferred
- RMA Credit Risk Certification (CRC) preferred
- Bachelor's Degree in finance or Accounting, or commensurate work experience
- Location - Terrell, TX - Must work in office a min. of three days per week
Skills
- Advanced knowledge of Microsoft Excel and MS Word; basic keyboarding and calculator skills; must be able to do complex math and carry out written instructions
- Travel to variety of locations to perform work and/or attend meetings as required.
- Work occasionally requires more than 40 hours per week to perform the essential functions of the position
ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.
