What are the responsibilities and job description for the Underwriting Trainee - Middle Market position at CNA Insurance?
You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
CNA seeks to offer a comprehensive and competitive benefits package to our employees that helps them — and their family members — achieve their physical, financial, emotional and social wellbeing goals.
For a detailed look at CNA’s benefits, check out our Candidate Guide.
Under close supervision, learns underwriting practices by participating in formal or on-the-job training for a specified period of time.
JOB DESCRIPTION:
Performs a combination of duties in accordance with departmental guidelines:
CNA seeks to offer a comprehensive and competitive benefits package to our employees that helps them — and their family members — achieve their physical, financial, emotional and social wellbeing goals.
For a detailed look at CNA’s benefits, check out our Candidate Guide.
Under close supervision, learns underwriting practices by participating in formal or on-the-job training for a specified period of time.
JOB DESCRIPTION:
- This Role Will Have a Start Date of June 2025**
Performs a combination of duties in accordance with departmental guidelines:
- Reviews insurance applications and documentation to determine if the applicant is an acceptable risk in accordance with company guidelines and standards.
- Recommends appropriate pricing and coverage modifications or enhancements for risks after complete analysis and consideration of applicant documentation, business factors and competitive situations.
- Prepares written communications on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations. Verbally notifies agents of decisions where appropriate in order to ensure clear understanding of decisions
- Uses available underwriting systems and modeling tools; updates the underwriting systems by documenting pertinent information relative to the underwriting requirements, status and final decision.
- Prepares quotes and answers questions from agencies and internal or external customers, escalating issues to management as necessary. Negotiates with agents to reach positive and profitable outcomes.
- Carries out responsibilities consistently, dependably and accurately.
- Makes field visits to Agent and Broker offices to build relationship and better understand territory and market nuances; accompanies Risk Control on visits to insureds or prospective insureds to better understand risk control assessments relating to risk exposure and control.
- Interacts with Claim personnel on issues relating to specific claims, and other internal customers such as legal and actuarial concerning the insurability of prospective risks and continued insurability.
- Develops a working knowledge of product language across all CNA business units, underwriting practices, policies and guidelines.
- Develops a full, working knowledge of all relevant CNA systems.
- Strong desire to develop knowledge and understanding of underwriting.
- Strong verbal and written communication skills with the ability to develop positive business relationships.
- Strong ability to identify, analyze and solve problems as well as the ability to learn rapidly and adapt quickly to change.
- Ability to work independently.
- Developing decision-making skills.
- Knowledge of Microsoft Office Suite as well as other business-related software. 7. Demonstrated leadership skills.
- Bachelor's degree preferred or equivalent experience.
- Based on product line, successful completion of required exams or work towards certification may be required.
