What are the responsibilities and job description for the Consumer Lending Manager position at Coast Central Credit Union?
*This is not a remote job.*
We do not accept applications through this site. For full job description and application, please visit our website at: https://www.coastccu.org/community/careers/
Job Summary
Responsible for monitoring the progress, accuracy and quality of work in the Consumer & Indirect Lending Departments. Assigns, directs, coordinates and reviews work of staff. Reviews loan documents and ensures that loans are properly prepared, documented, and approved in accordance with credit union policy and are disbursed properly and promptly to the member. Performs all duties regarding the originating, servicing and underwriting of consumer and Indirect loan applications, including the management of the online and mobile banking pipeline and Indirect lending channels, member interviews and loan signings, and business development with dealer partners. Analyzes routine and complex loan requests. Is responsible for the counseling, training, and motivation of assigned employees.
Required Knowledge, Skills, and Abilities
- Requires a complete knowledge of credit union lending policies and procedures, credit granting practices and interviewing skills, the ability to organize and handle a large volume of detail work, ability to train and supervise others, alertness, neatness, punctuality, dependability, and professional appearance
- Must be capable of uniformly directing the activities of subordinates and instructing others.
- Has working knowledge of Keystone, Dealertrack, CUDL, and other lending systems. Proficiency in Microsoft Office products (Word, Excel, Outlook, etc.) required.
- Understand and accurately respond to complex verbal and written communications
- Read and comprehend procedures, manuals, and training materials.
- With accuracy, enter data, using the keyboard and computer terminal.
- Exercise complex mathematical and conceptual abilities in loan analysis, preparation and review and other projects requiring abstract reasoning and judgment.
Education and Experience
- Five or more years of experience in a responsible lending position in a credit union or financial institution.
- Bachelor’s degree in business or equivalent experience. A combination of coursework and/or work experience in credit fundamentals, analysis of financial information, loan operations and lending laws may be substituted for a college degree.
Job Type: Full-time
Pay: $77,896.00 - $120,352.96 per year
Benefits:
- 401(k) matching
- Employee assistance program
- Employee discount
- Flexible spending account
- Health savings account
- Pet insurance
- Referral program
- Tuition reimbursement
Schedule:
- Day shift
- Monday to Friday
Work Location: In person
Salary : $77,896 - $120,353
