Back Office Deposit Operations Specialist

Position: Back Office Deposit Operations Specialist

Location: Winter Park, FL

Job Type: Full-Time

Department: Deposit Operations

Reports To: VP Deposit Operations

Job Overview:

We are seeking a detail-oriented and organized Back Office Deposit Operations Specialist to join our team at Commerce Bank & Trust. In this role, you will be responsible for ensuring the smooth and efficient processing of deposit-related transactions and maintaining accurate records. The ideal candidate will have strong analytical skills, a high level of accuracy, and a solid understanding of banking operations and regulatory requirements.

Key Responsibilities:

• Process and reconcile daily deposit transactions, including ACH, wire transfers, and check processing.
• Investigate and resolve discrepancies related to deposit accounts in a timely manner.
• Monitor and ensure compliance with all internal policies and banking regulations.
• Assist with audits and regulatory reviews by providing necessary documentation and information.
• Maintain accurate records of all transactions and operational activities.
• Flexible with regard to both schedule and role as both may change in response to business demand

Qualifications:

• High school diploma or equivalent required.
• 2 years of experience in banking operations or back-office functions.
• Strong knowledge of deposit regulations, including ACH, Reg CC, and Reg E.
• Proficiency in banking systems and Microsoft Office Suite (Excel, Word, Outlook).
• Excellent attention to detail and accuracy.
• Strong problem-solving skills and ability to work under pressure.
• Effective communication and interpersonal skills.

Benefits:

• Competitive salary.
• Comprehensive health and dental insurance, with vision available.
• 401(k).
• Dependent FSA available.

Paid time off and paid federal holidays.