Financial Crime Analyst

Overview

At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer wealth management, investment management, insurance and risk management, and benefit plan administration.

Just as our employees are committed to helping our customers manage their finances, we’re committed to our employees. After all, they make it happen for our customers every day.

To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.

Responsibilities

This position is responsible to perform a variety of duties related to the prevention and investigation of financial crimes.

Essential Responsibilities

• Review and investigate transaction monitoring alerts generated by the Bank’s financial intelligence systems, including the anti-money laundering (AML) management system, and other fraud and suspicious activity monitoring systems and reports.
• Conduct other investigations as assigned by the Corporate Security Officer or their designee.
• Conduct digital recording investigations ensuring the events are captured for later use.
• Document investigative work and file relevant incident reports including Suspicious Activity Reports.
• Utilize the case management system to ensure that adequate case records are maintained according to regulatory requirements and bank policy.
• Liaison with other financial institutions and government agencies in regard to investigations being conducted.
• Prepare and analyze reports involving fraudulent checks, employee transactions, Regulation E and other duties as directed by the Corporate Security Officer or their designee.
• Prepare cases for criminal prosecution, present evidence to appropriate law enforcement agencies for prosecution, and provide testimony to the grand jury and trial courts when applicable.
• Work with business lines and departments as needed.
• Perform other Risk Management duties as assigned.
• Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all job-specific training requirements in a timely fashion.
  
  

Ancillary Duties

As an integral member of the FIU Security Department, this position is also responsible to provide assistance wherever necessary to assist the FIU Security Department and the Bank in achieving their annual goals.

Qualifications

Education/Training:

• B.S. degree, in the areas of Fraud and Financial Crime Investigation, Criminal Justice, Cybersecurity, or similar degree program related to Financial/Fraud Investigations preferred.
• All applicants must be 18 years of age or older
  
  

Skills

• Proficient organizational, analytical, communication, grammar, interpersonal relations, customer service and problem-solving skills.
• Required personal characteristics to include excellent communications and presentation skills; attention to detail; ability to multi-task; independent judgement with strong analytical and risk assessment skills; ability to adapt to change and unquestioned integrity, ethics and values.
• A strong working knowledge of Microsoft Office.
• Willingness to travel.
• Must be able to consistently demonstrate the Company’s core values; a strong work ethic, integrity, respect for others, responsibility, transparency and humility.
  
  

Experience

• 1 (one) – 3 (three) years of professional work experience required
• Knowledge of banking products and/or Verafin is a plus.
  
  

Other Job Information

Hours: 40 hours/week

Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!

Physical Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.

The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.

The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.

Minimum

USD $21.75/Hr.

Maximum

USD $30.50/Hr.