What are the responsibilities and job description for the Loan Clerk position at Community National Bank & Trust?
Excellent customer service skills. Work well in a team focused environment and accept changes willingly. Must be competent in Microsoft Word & Excel and able to become proficient in other software applications as necessary to fulfill the requirements of the position. Must be able to operate independently and exercise discretion to assure adequate checks and balances in the loan origination and servicing processes. Must be able to multi-task and prioritize workload. Must be able to assist loan officers in adhering to loan procedures and policies.
DUTIES
· Prepare banking center checklist and related documents at the request of lenders for centralized processing.
· Input loan information into Cash Suite and Work Flow for centralized processing.
· CIP- check customer identification, current address, phone number and employment for new and renewed loans.
· Order coupon books as needed per loans or customer request.
· Prepare all loans for scanning and scan them.
· Print weekly Prepaid Loan Expense GL and reconcile.
· Paid off loan report daily.
· Print loan notices daily.
· Go through mail, look for payments from CSO, insurance bills that are paid through our escrow department, insurance cancellation notices.
· Handle misc. items as they come in throughout the day.
· Write misc. letters requesting docs, signatures, etc. from customers.
· Loan payoffs.
· Lien releases (Auto and RE) and mail paid notes to customers.
· Daily filing.
· Collections, Foreclosures and Bankruptcies, recording on Horizon, scanning to accusystem, getting information together for attorney.
· Credit reports-when requested by Officers.
· Collateral & Safekeeping Vault.
· UCC Searches, terminations - when requested by Officer.
· Advances on customer’s operating line of credit or construction line of credit with officers approval.
· NOSI filings-if required for loan.
· Quote payoffs/balances.
· Fund all loans, write all tickets and disburse all proceeds, make necessary copies, scan and file.
· Order repos/repo titles/type repo letters and communicate with repo agents-as requested by Officer.
· Answer phone/take loan calls and payments by phone.
· Take care of all title problems and issues.
· Insurance tracking-if cancellation notice is received.
· Review exception reports and work to clear exceptions.
· Type misc. letters for Officers.
· Type collection and demand letters-as requested by Officer.
· Bakerhill-weekly basis.
· Gather, scan and send any information requested by Bob Minter office.
· Work on anything that compliance or Becky Bennett may request (or any other misc. requests from other branches).
Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
EEO Employer - M/F/Disabled/Vet
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Physical Setting:
- Office
Schedule:
- 8 hour shift
- Day shift
- Monday to Friday
- No weekends
Ability to Relocate:
- Parsons, KS 67357: Relocate before starting work (Required)
Work Location: In person