What are the responsibilities and job description for the Commercial Loan Officer I position at Community Trust Bank?
SUMMARY: Makes and services a wide variety of secured and unsecured loans or lines of credit.
JOB RESPONSIBILITIES
- Develop new business through sales calls to customers and non-customers, record and track each call.
- Monitor loan portfolio compliance with policy.
- Manage assigned loan portfolio.
- Collect delinquent accounts.
- Administer work out accounts and problem loans.
- Ensure all actions performed are in compliance with government regulations and organizational policies and procedures.
- Other duties as assigned.
SKILLS/KNOWLEDGE AND ABILITIES/EXPERIENCE
- Position normally requires a Bachelor's degree or the equivalent to provide basic familiarity with a variety of subjects such as: finance, economics, English, business law, marketing, statistics, etc.
- Over two years and up to four years of experience.
- Excellent PC skills with working knowledge of Word, EXCEL and other applicable computer programs.
- Excellent oral and written communication skills.
- Excellent organizational skills.
- Excellent telephone skills.
- Knowledge of Metavante system.
- Valid driver's license.
- Insurance license.
- Excellent sales skills.
- Excellent calculator skills.
WORKING CONDITIONS
- Normal office conditions.
- Travel required
The above statements are intended to describe the general nature and level of work to be performed by personnel assigned to this job. This information is not intended to be an exhaustive list of all responsibilities, duties, and skills required of personnel assigned to this position.
