What are the responsibilities and job description for the Associate, Credit Analyst position at Conventus?
CONVENTUS MISSION AND VISION
Conventus Holdings Corporation was envisioned and created to reduce the number of economic intermediaries involved in the origination, funding and investment in the $25 billion real estate bridge loan market place. True to the Latin origin of the company’s name, “to bring together,” CHC existence and strength is anchored to a business model that removes unnecessary economic intermediates so that it can provide superior pricing and service to its clients. Our competitive edge in executing our mission is assembling, nurturing, and developing a collaborative group of talented individuals. To that end, diversity of experiences, perspectives, skills, and cultures is core to our mission and team.
POSITION SUMMARY
We are seeking a detail-oriented and highly organized Associate, Credit Analyst to join our team. This person will review bridge and DSCR loans to assess credit risk and make recommendations on loan structure. The credit review of these loans involves an in-depth analysis of collateral value, borrower experience and creditworthiness, and transaction diligence.
The ideal candidate should have real estate experience, be detail-oriented, highly organized, and have a genuine desire to go the extra mile for our customers. This is a fast-paced role in an ever-changing environment, so the ability to be flexible and adaptable is key to success. If you thrive on ownership, creativity, and collaboration, then this is the role for you.
LOCATION : San Francisco, CA
Required 4 days per week in the office (Mon-Thurs) at our new office location at 115 Sansome St, San Francisco, CA.
RESPONSIBILITIES
- Analyze the value of single-family residential (SFR) and multifamily properties before and after renovation / construction
- Review borrower experience and ability to execute on proposed projects
- Proactively identify key risks and take action to mitigate them, ensuring Conventus’ strong loan performance.
- Conduct research on real estate markets to provide a holistic view of target markets and submarkets
- Make recommendations on loan structuring to senior Credit team members
- Review and analyze third-party valuations for accuracy and submit disputes as needed.
- Support a positive and collaborative working environment, with flexibility and willingness to participate in process improvements and strategic growth initiatives.
- Communicate in a time-sensitive manner with Sales, Operations, Servicing, and Capital Markets teams regarding suitability and risk of live and funded loans.
- Maintain a working knowledge of investor guidelines and policies.
- Provide feedback to improve the underwriting process.
- Comply with all company policies, procedures, and regulations.
- Undertake ad hoc projects to help improve the team and business.
QUALIFICATIONS
Education and Experience :
Mindset and Character
At CHC, we look for future employees who demonstrate the mindset and character of our following core values :
Deliver Extraordinary Client Experience :
Take Responsibility :
Respond with Urgency and Care :
Grow Together :
CONVENTUS BENEFITS
Department : Credit
Salary Range : $90,000 - $120,000
Salary : $90,000 - $120,000
