Property & Casualty Underwriter III

CopperPoint has an exciting opportunity for an Underwriter III in our Southwest Region in Phoenix, Arizona. This position is responsible for partnering with business development representatives and achieving growth through underwriting and marketing. This position has a higher authority level than lower-level Underwriters and is expected to handle a larger book of business or more complicated accounts. Handles complex issues and problems, referring only the most complex issues to higher-level staff.

Job Responsibilities: 

• Analyzes commercial lines accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition, and controls.
• Adheres to individual authority levels.
• Prices business according to company underwriting and pricing guidelines.
• Must balance effective pricing and risk selection that produces profit and growth while maintaining successful producer relations.
• Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns, and loss control survey results.
• Present new and renewal proposals to agency personnel. 
• Maintains the highest level of customer service internally and externally.
• Collaborates with their marketing representative on agency production goals.
• Meets with agency personnel on a regular basis to develop and maintain positive and productive relationships.
• In collaboration with their business development representative must be able to hold the agency accountable for flow, hit ratio, new business, and retention goals.
• Handles intermediate to advanced levels of reviews.
• Educating the agency staff on company products, services, and underwriting philosophy.
• Establishes positive relationships with internal/external stakeholders.

Qualifications/Competencies:

• BS/BA college degree resulting in the knowledge and skill levels acquired through undergraduate level studies, especially in the areas of business administration, finance, or marketing
• Minimum of 4-6 years of commercial insurance experience, resulting in comprehensive knowledge of subject matter.

• One of the following designations is highly desired: General Insurance Program (INS), Associate In Commercial Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), or Associate In Risk Management (ARM), Certified Risk Manager (CRM), Certified Insurance Counselors (CIC)

• Knowledge and/or experience with commercial lines underwriting.
• Strong sales and marketing skills are required which include the ability to qualify for opportunities and close deals.
• Ability to work in a team environment.
• Strong communication and negotiation skills.
• Excellent time management and organizational skills