What are the responsibilities and job description for the Inside Mortgage Loan Officer position at Cornerstone Capital Bank?
Cornerstone Capital Bank is a new bank, with over $330 million in capital and $2 billion in total assets, and arises from the combination of mortgage industry giant Cornerstone Home Lending and community banking standout Roscoe State Bank. You’ll be on the front end of working for an innovative large community bank that is a leader in mortgage lending and community banking and growing in middle-market commercial and real estate lending.
We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
We are looking for an experienced Inside Mortgage Loan Officer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Referral Partners can rely on them to ensure an accurate and timely closing process. The Loan Officer’s primary function is the promotion and sale of Company loan products and services to potential customers.
What you’ll do:
- Provide excellent customer service
- Manage client relationships and identify client service and sales needs
- Respond to customer inquiries and referrals that are generated from your contacts
- Conduct interviews with prospective borrowers in order to analyze financial and credit data
- Marketing, promoting, and selling Company’s loan products
- Negotiate rates and terms
- Define and manage customer loan process expectations
- Monitor and manage workflow to ensure timely closing
- Maintain product knowledge and stay up to date on changes to market conditions
- Comply with all applicable laws and regulations released to residential mortgage lending
What you’ll need to be successful:
Success in this job relies on your time management skills, organization, and positive attitude. In addition, you’ll need the following qualifications:
- Minimum 2 years of experience in the mortgage industry with a clear understanding of the residential mortgage loan process from application through fulfillment -or- Bachelor’s degree or equivalent preferred
- Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities
- Excellent communication skills required
- Strong organizational, problem-solving, and analytical skills required
What we offer:
Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus.
What to do next: If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.
