Product Analyst

Job Description

Job Description

Product Analyst

Company Overview : Cornerstone Insurance Producers, LLC is a specialty MGA focused on underwriting niche & customizable programs tailored to fit market needs and capacity demands. We offer a full suite of insurance services with a proven distribution strategy designed around long-term profitable growth.

Position Overview : The Insurance Product Analyst will lead efforts to develop and refine insurance policies, raters, and coverage structures that meet market demands and regulatory standards. This role requires a deep understanding of insurance coverage, policy design, and rate modeling. The ideal candidate will collaborate with cross-functional teams to ensure our products deliver value to clients while maintaining profitability and compliance.

Key Responsibilities

• Design and develop insurance policies, endorsements, and coverage structures tailored to market needs and client demands.
• Build and maintain rating models to ensure pricing accuracy and competitiveness while meeting profitability targets.
• Conduct comprehensive analysis of policy performance, identifying trends and areas for improvement in coverage design and rate structures.
• Collaborate with underwriting teams to refine guidelines and ensure alignment with product objectives.
• Ensure all policies and raters comply with applicable regulatory standards and filing requirements.
• Provide expertise on insurance coverage terms and conditions to internal teams, including underwriting, sales, and marketing.
• Contribute to digital transformation initiatives by defining technology needs for rating tools, policy administration systems, and related platforms.
• Conduct in-depth market research and competitive analysis to identify industry trends, customer needs, and opportunities for product differentiation and growth.
• Support training efforts by creating clear documentation and resources for internal teams and distribution partners.

Qualifications

Why Join Us?