What are the responsibilities and job description for the Credit Analyst position at Corpay?
Credit Analyst
What We Need
Corpay is looking to hire a Credit Analyst III within our Risk division. This position falls under our North America Fuel line of business and is located in Atlanta, GA. In this role, you will be responsible for reviewing and processing all new account applications across various business lines, as well as will help in gathering financial statements from customers for annual credit reviews. You will report directly to the Credit Operations Manager and collaborate with internal teams such as sales and applicant management teams.
How We Work
As a Credit Analyst, you will be expected to work in a hybrid environment. Corpay will set you up for success by providing:
Assigned workspace in Atlanta, GA.
Company-issued equipment
Formal, hands-on training
Role Responsibilities
The responsibilities of the role will include:
Approving or declining new commercial credit limits.
Making credit recommendations for senior management regarding credit extensions.
Analyzing applicant financial status and credit for the feasibility of commercial credit approval.
Verifying agreements for accuracy and completeness according to policies.
Communicating with the applicant’s management team regarding financial performance.
Collaborating with sales teams to find credit alternatives that balance gaining new business while minimizing risk.
Reviewing existing accounts for credit extensions on new products, including identifying high-risk accounts.
Interviewing CFOs and CEOs to assess their financial standing and make well-informed decisions.
Delivering negative decisions respectfully and providing clear explanations.
Maintaining accurate reviews and reports of unsecured accounts on a regular basis (annual, semi-annual, or quarterly).
Assisting Credit and Collections Managers with problem accounts.
Making recommendations to senior management regarding high-risk accounts.
Handling complex unsecured credit requests independently.
Qualifications & Skills
Bachelor’s Degree in Finance or a related field such as Accounting or Business is preferred.
Ability to pivot with multitasking.
1-3 years of Credit Analyst experience in a B2B sales environment.
Strong knowledge of commercial credit principles and financial statement analysis.
Ability to project trends based on customer history and industry outlook.
Strong organizational, communication, and negotiation skills.
Attention to detail and ability to manage multiple assignments.
Ability to work in a fast-paced environment with composure and accuracy.
Strong customer service skills with the ability to resolve issues quickly.
Advanced skills in Microsoft Word, Excel, and PowerPoint.
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