Data Science and Credit Risk Analytics Manager

Data Science and Credit Risk Analytics Manager   What We Need  Corpay is looking to hire a Data Science and Credit Risks Analytics Manager within our Risk division. This position falls under our North American Fuel line of business and is located in Atlanta, GA. In this role, you will be responsible for increasing revenue (example: CLI etc), reducing bad debt (example: terms tightening etc) and improving customer retention on our portfolio over 150,000 customers.  Working closely with cross functional stakeholders you will play a pivotal role in delivering on our mission. We are looking for a candidate with strong passion, knowledge and experience with discovering solutions hidden in large data sets, improving business outcomes and providing leadership teams with insights gained from data. The ideal candidate is adept at using large data sets to find opportunities for business model and process optimization and using models to test the effectiveness of different courses of action. The candidate must have strong experience using a variety of data mining/data analysis methods, using a variety of data tools, building and implementing models, Candidate is expected to have strong proficiency in SQL coding to manipulate the data, using/creating algorithms to build machine learning models in Python (preferred) or R, and lead end-to-end implementation, execution and maintenance post development. Candidate are expected to have a proven ability to drive business results with their data - based insights and must be comfortable working with a wide range of data types and requests, including financial and non-financial data. You will report to the Sr. Director of Credit Analytics who in turn reports to the Chief Risk Officer of US Risk. You will also regularly collaborate with the team in and outside of the risk department. This position will manage 1-2 analysts on-shore or off-shore.   How We Work  As a Data Science and Credit Risk Analytics Manager, you will be expected to work in a hybrid environment. Corpay will set you up for success by providing:    Assigned workspace in Atlanta, GA Company-issued equipment   Role Responsibilities  The responsibilities of the role will include:  Ownership of Account Management Model: Manage all aspects of the account management machine learning model, including validating performance, proposing enhancements, and exploring expansion opportunities. Program Evaluation: Evaluate the effectiveness of current account management programs, including Line and Term Changes and Cross-Sell initiatives, ensuring accuracy and supporting business growth. Monitor Account Health: Work closely with senior executives to monitor the health of existing accounts, identify opportunities to reduce customer attrition, and ensure losses remain within budget. Data Research and Manipulation: Research existing data to explore strategy or model development opportunity for new lines of business. Research internal and external (i.e., credit bureau data) data sources/attributes and ML/AI approaches to increase predictive power and optimize customer experiences, risk management, and other business outcomes Strategy Leadership: Take full ownership of the monthly account management strategy, leveraging your extensive data and analytics experience to mitigate credit risk and create growth strategies. Model Expansion or development: Partner with other risk functions to extend the model to additional lines of business, such as credit operations and/or collections. Implement new statistical or other mathematical methodologies as needed for specific models or analysis Campaign Development: Collaborate with product and marketing teams to design "test and learn" campaigns aimed at validating key hypotheses and driving revenue growth. Reporting Enhancement: Develop processes and dynamic data dashboards to forecast risk and monitor model performance, alert of business risk based on underlying business & market trends Traits we seek in our next Data Science and Credit Analytics Manager: Ownership Mindset: Treat the company as your own, exhibiting high initiative and a passion for improving the customer experience, driving revenue growth and maximize shareholder returns. Leadership: Be humble yet driven. Speak your truth, but recognize the importance of how you communicate. Acknowledge mistakes and seek help when needed to keep the team moving forward. Team Building: Demonstrate collaborative leadership by establishing trust, positively influencing others, and communicating clearly. Be someone who delivers on promises. Hands-On: This is a "player-coach" role. You should be comfortable writing SQL code, setting up Excel forecasting files, and creating meaningful PowerPoint presentations which deliver persuasive recommendations. Business Acumen: Think strategically, prioritize effectively, and execute tactically to deliver short-, medium-, and long-term results.   Qualifications we seek: Bachelor’s or Master’s Degree in a quantitative field (e.g., Mathematics, Data Science etc) 7 years of experience working with large data sets, with exceptional hands-on proficiency in analytics software (e.g., SAS/SQL; Python and Alteryx). 3 years of hands on experience with data processing, data mining, machine learning or deep learning under business environment required. A strong track record of performing machine learning model development using Python/R and SQL interaction patterns. Solid knowledge and experience of a variety of machine learning techniques (clustering, decision tree learning, GBM, neural networks, etc.) and their real-world applications. Strong analytical skills with the ability to leverage data and insights to drive strategic decision-making, develop business cases and create persuasive recommendations. Experience in scoping and creating KPI’s and metrics and developing metrics dashboards. Ability to proactively own the program, find the pain points in the current process flows and make business suggestions that are sustainable and able to have long term impact by leveraging strategic thinking, and independently provide solutions to business problems with the solid technical skills and problem-solving skills Strong attention to detail, ability to produce a polished, high quality, accurate product; tireless work ethic with ability to work well under pressure   Benefits & Perks  Medical, Dental & Vision benefits available the 1st month after hire Automatic enrollment into our 401k plan (subject to eligibility requirements) Virtual fitness classes offered company-wide Robust PTO offerings including major holidays, vacations, sick, personal, & volunteer time Employee discounts with major providers (i.e. wireless, gym, car rental, etc.) Philanthropic support with both local and national organizations Fun culture with company-wide contests and prizes     Equal Opportunity/Affirmative Action Employer  Corpay is an Equal Opportunity Employer. Corpay provides equal employment opportunities to all employees and applicants without regard to race, color, gender (including pregnancy), religion, national origin, ancestry, disability, age, sexual orientation, gender identity or expression, marital status, language, ancestry, genetic information, veteran and/or military status or any other group status protected by federal or local law. If you require reasonable accommodation for the application and/or interview process, please notify a representative of the Human Resources Department.  For more information about our commitment to equal employment opportunity and pay transparency, please click the following links: EEO and Pay Transparency    #LI-HYBRID #LI-RG1 #LI-CORPAY