Commercial Loan Officer - Sioux Falls (Full Time)

CORTRUST BANK
The mission of this bank is to profitably deliver high quality customer service that meets the financial needs of our community, its businesses, and its citizens. No line of financial services is beyond our charter.

CorTrust Bank is seeking a Commercial Loan Officer in our Sioux Falls community!

It's more than just a job! When you join one of the region's leading community banks, you can expect a family atmosphere committed to building outstanding teams. We believe in the overall well-being of our employees and work hard to provide the best opportunities for growth. We're proud to offer a competitive compensation package that includes perks like a 401k, Employee Stock Ownership Plan, insurance, paid time off, service awards, community service opportunities, and a stable work environment.

Summary: The Commercial Loan Officer is responsible for accomplishing management’s marketing objectives of attracting new business and expanding current Bank relationships. They build relationships through trusted communication, community advocacy, and promotion of Bank products and services. 

Key Responsibilities:

Lending & Relationships: 

• Prospect, cultivate, and grow business relationships resulting in quality loan activity.
• Develop and implement business development programs to attract new customers in the business community and create and maintain close relationships with all parties involved in commercial transactions. 
• Oversee and manage all steps of the lending process.
• Perform financial analysis for credit decisions and presents to credit committee as part of the decision process. 
• Collaborate with Bank partners to make and receive internal product and service referrals and ensure all client financial needs are met.
• Advocate for the community and foster professional relationships through civic engagement and participation in community functions.
• Proactively engage with current and prospective clients to support and anticipate immediate and future financial needs.
• Use extensive regulatory and procedural knowledge to understand, approve, and override transactions and make credit decisions while mitigating risk to the Bank and our customers.

Key Competencies:

The ideal candidate for a Commercial Loan Officer possesses extensive banking and financial experience to be able to perform the primary duties of this position with little supervision, managing multiple projects simultaneously. They adapt easily to system, process, product, and service changes, and are able to reason, solve problems and think critically. They must demonstrate a high level of integrity, personal diplomacy, and respect. Extensive knowledge of Federal banking regulations, financial services, and industry workflow is a must to execute CorTrust’s mission and goals, mitigate risk, and achieve results. They champion change by maintaining strategic agility, exercising sound judgement, and persevering in the face of adversity.

CorTrust is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.