Associate Claims Adjuster

County Risk Services, Inc. a captive third-party administrator for a public entity self-insurance risk pool is seeking a highly qualified, team-oriented member for its Liability Claims Analyst position. Experience or familiarity with self-insured risk pools, county government, and political subdivisions is preferred.

Manage, investigate and analyze liability claims as assigned to determine liability exposure; to ensure ongoing adjudication of claims within company standards and industry best practices; and to identify subrogation of claims and negotiate settlements in a timely manner. Responsible for accurate and timely claims-related billing and payment processing. The successful candidate will have proven themselves in the claims industry and be able to demonstrate their experience.

DUTIES MAY INCLUDE:

• Manage and investigate low to medium complexity liability and property claims as assigned by the Claims Director
• Responsible for liability and property claims intake and file set up for assigned lines of coverage
• Handle liability and property claims to conclusion including "investigation, documentation, coverage analysis, and subrogation/salvage assessment
• Calculate and assign timely and appropriate reserves to liability and property claims; manage reserve adequacy throughout the life of the claim
• Responsible for timely and accurate processing of liability and property claims payments, including settlements and other accounts payable, the distribution of funds and providing notification on payments to client and defense and plaintiff's counsel
• Manage the litigation process; ensures timely and cost-effective claims resolution
• Negotiate settlement of liability and property claims within designated authority level
• Refer cases as appropriate to supervisor and management

Prepare excess reports to reinsurers

REQUIRED EXPERIENCE AND SKILLS

• Bachelor's degree from an accredited college or university preferred
• A minimum of two years claims administration experience or equivalent combination of education and experience required
• Working knowledge of liability coverages; GL, AL, LEL, E&O, EPL, EBL, cyber liability and equitable defense
• Working knowledge of appropriate insurance principles and laws for line-of-business handled
• Ability to recognize coverage issues and prepare clear and concise coverage position letters
• Excellent written and verbal communications skills
• Must have ability to work with minimal supervision
• Alabama Department of Insurance all lines adjuster license preferred
• Professional certification as applicable to line of business preferred
• Experience retaining independent adjusters and monitoring their assignments a plus
• Experience with Origami software is preferred but not required

PHYSICAL REQUIREMENTS

• May be required to climb stairs, and ladders
• Will be required to file, stand, reach, kneel or squat
• May be required to drive for extended periods of time

*Please note this job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities, and activities may change at any time with or without notice.

County Risk Services, Inc. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

Work Remotely

• No

Job Type: Full-time

Pay: $35,000.00 - $55,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Physical Setting:

• Office

Schedule:

• 8 hour shift
• Monday to Friday
• No nights

Experience:

• basic understanding of insurance and claims processing: 2 years (Required)
• claims administration or equivalent combination of education: 2 years (Required)
• working knowledge of liability coverages: 2 years (Required)

Work Location: In person

Salary : $35,000 - $55,000