Demo

Senior Credit Analyst

Crdit Agricole CIB
Chicago, IL Full Time
POSTED ON 3/7/2025
AVAILABLE BEFORE 6/7/2025

Vacancy details

General information

Entity

About Crdit Agricole Corporate and Investment Bank (Crdit Agricole CIB)

Crdit Agricole CIB is the corporate and investment banking arm of Crdit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022).

8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank's clients, meeting their financial needs throughout the world.

Crdit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade.

The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.

For more information, please visit www.ca-cib.com

Twitter : https : / / twitter.com / ca_cib

LinkedIn : https : / / www.linkedin.com / company / credit-agricole-cib /

By working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities.

Reference

2025-96822

Update date

13 / 02 / 2025

Job description

Business type

Types of Jobs - Risk Management / Control

Job title

Senior Credit Analyst

Contract type

Permanent Contract

Job summary

Job Title : Senior Credit Analyst (VP or Director)

Summary :

Challenging Senior Credit Analyst position in Credit Risk Analysis Chicago ("CRA"). The Senior Credit Analyst analyzes and

recommends counterparty credit exposures, which are proposed by the bank's business units in the Americas. The Senior Credit

Analyst is assigned a portfolio that includes companies in the LBO, Global Commodity Finance and U.S. diversified corporate

portfolios.

Key Responsibilities :

  • Upon receipt of a credit request generated by the Front Office (commercial unit), the Credit Analyst reviews it for completeness,

interfacing with the originators to obtain necessary additional documents, projections, industry data or other information required

for a thorough understanding of the risk.

  • Writes a comprehensive credit analysis, evaluating the borrower's industry, competitive position, balance sheet, income
  • statement, cash flow statements and projections, the structure of the transaction, exposure size and risks and mitigants in the

    proposal.

  • Reviews and recommends the borrower's credit rating using the bank's internal rating model.
  • Works with supervising Sector Head to determine a final recommendation to be presented to Senior Management and Credit
  • Committee.

  • Manages the completion of the file under the supervision of the Sector Head in order to meet deadlines.
  • Verifies data inputs (including risk ratings, profitability assumptions) within several databases and works with commercial units to
  • resolve issues, if any.

  • Monitor risk in assigned portfolio and prepare quarterly reports on sensitive names
  • Works on various ad hoc portfolio or counterparty research requests.
  • Help mentor and train junior analysts
  • Key Internal Contacts :

  • Local RPC teams
  • Local Front Office teams
  • Loan Review team
  • Head Office RPC SCS and Front Office
  • Salary Range : $140k - $170k

    LI-DNI

    Position location

    Geographical area

    America, United States Of America

    City

    CHICAGO

    Candidate criteria

    Minimal education level

    Bachelor Degree / BSc Degree or equivalent

    Academic qualification / Speciality

    Required :

    Bachelor's degree in Business / Finance or

    related field

    Preferred : MBA or CFA a plus.

    Level of minimal experience

    6-10 years

    Experience

    Required :

    6 years of experience at a bank and / or

    a credit rating agency with both

    investment grade and non-investment

    grade credits

    Preferred : MBA or CFA a plus.

    institution a plus.

  • Experience in sectors covered a
  • strong plus.

    Required skills

    Technical skills

  • Strong credit skills
  • Balance sheet and income statement
  • analysis experience

  • Understanding of cash flow and projection
  • models

  • Understanding of risk exposure and size
  • Competencies Required :

    Strong ability to :

  • Succinctly analyze and summarize
  • information

  • Ability to prioritize effectively
  • Ability to work autonomously
  • Ability to work successfully in a
  • team

  • Adaptability to changing
  • environments

  • Effectiveness at decision making
  • Ability to deal with issues
  • Skills & Knowledge Requirements :

  • Fluent English
  • Credit analysis experience
  • Microsoft Office Suite
  • Lucid written and verbal
  • communication skills

  • Capacity to develop others
  • Capacity to delegate
  • Capacity to cooperate / work
  • across discipline

    Salary : $140,000 - $170,000

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