Card Industry Compliance Advisor

About Us:
Cross River is a leader in the financial technology industry, delivering innovative and scalable embedded payments, cards, and lending products for millions of businesses and consumers worldwide.

Job Description:
We are seeking a skilled Credit Card Compliance Specialist to join our team. This role will ensure our business complies with consumer compliance regulations, industry best practices, and established Bank procedures. The specialist will support the Bank's offering of consumer and business-purpose card products in conjunction with third-party providers.

Responsibilities:

• Build strong internal relationships across different Bank functions to contribute compliance subject matter expertise during prospective third-party provider meetings.
• Review due diligence submitted by prospective third-party providers against consumer compliance regulations, card network rules, and established Bank procedures.
• Develop thoughtful analysis and draft follow-up questions on the due diligence materials provided by the prospective third-party providers.
• Act as compliance liaison to facilitate meetings, during the due diligence and onboarding phases.
• Monitor and report on compliance with applicable rules and regulations.
• Provide advisory support to external partners on interpretation and application of consumer compliance requirements.
• Support the Compliance management and reporting responsibilities during the onboarding process.

Skills and Qualifications:

• 1-3 years of direct regulatory compliance experience supporting credit card lending function.
• Demonstrable experience in building relationships.
• Ability to communicate effectively with stakeholders.
• Strong knowledge of consumer compliance laws and regulations.
• Ability to draft internal memos or company policies as required.
• Ability to work in a team environment.
• Strong organizational skills and willingness to take ownership of tasks.
• Ability to manage multiple projects simultaneously.

What We Offer:
Cross River offers a collaborative and dynamic work environment, competitive compensation packages, and opportunities for professional growth and development.