Demo

Director Operations

CultureFit Technology Staffing
Miami, FL Full Time
POSTED ON 2/4/2025
AVAILABLE BEFORE 5/4/2025

Job Description

Job Summary :

We are seeking a Director of Operations to lead and drive our U.S. operations, with a primary focus on our financial lending operations. This role will oversee critical processes including securitization and funding, customer billing and payments, servicing, collections, charge-offs, and call centers while ensuring seamless operations and compliance with industry standards.

The ideal candidate will have experience in U.S. consumer finance through a non-bank entity that funds itself via the securitization market (e.g., Pagaya, Octane Lending, Upstart, Lending Club pre-bank) or SME lending / factoring. We welcome candidates with consumer lending or SME lending operational experience at banks who are willing and quick learners into securitization.

Key Responsibilities :

  • Oversee and optimize our financial operations, including securitization and funding processes.
  • Manage customer billing, payments, and collections to ensure accuracy, timeliness, and customer satisfaction.
  • Lead and improve operations for customer servicing / call centers, ensuring efficient processes and high-quality service.
  • Drive processes for collections and charge-offs, adhering to compliance standards while minimizing losses.
  • Collaborate with cross-functional teams to produce comprehensive reporting for internal stakeholders and external partners.
  • Identify and implement best practices to streamline operations, improve efficiency, and reduce costs.
  • Partner with senior leadership to align operational strategies with our business objectives.
  • Ensure compliance with applicable regulatory requirements and industry standards across all operational functions.

Required Skills and Experience :

  • 10 years of experience in operations leadership within consumer finance, SME lending, or factoring.
  • Proven experience at a non-bank entity involved in the securitization market is highly preferred.
  • Strong expertise in financial operations, including securitization, customer payments, collections, and reporting.
  • Familiarity with customer servicing operations, call center management, and related technologies.
  • Exceptional strategic thinking, with the ability to translate high-level business goals into actionable operational plans.
  • Strong leadership and team management skills, with the ability to build, inspire, and lead high-performing teams.
  • Excellent communication skills, with the ability to interact effectively with stakeholders at all levels.
  • Knowledge of industry regulations and compliance requirements within consumer finance or lending.
  • Experience in operational roles at companies such as Pagaya, Octane Lending, Upstart, or Lending Club (pre-bank).
  • Exposure to SME lending / factoring, particularly at non-bank entities.
  • Background in fintech or technology-driven lending companies.
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