What are the responsibilities and job description for the Senior Data Analyst, Credit Risk position at Current?
Data Analyst, Credit Risk
At Current, we're on a mission to enable our members to create better financial outcomes for themselves. Headquartered in NYC, we're a leading U.S. fintech and one of the fastest growing companies with over million members. No matter your title, we welcome everyone to build great products, grow quickly, and make an impact together.
ABOUT THE ROLE :
We are seeking a strong Data Analyst with a specialization in Credit Risk. This role blends expertise in data analytics with a deep understanding of credit risk and liquidity products. Based in our NYC headquarters, you will be instrumental in leveraging data to enhance our credit risk management frameworks and drive informed decision-making.
RESPONSIBILITIES :
- Develop and maintain data-driven credit risk management frameworks for credit and lending products, including secured credit cards, liquidity products, and future credit offerings.
- Construct and optimize credit risk models throughout the credit lifecycle to achieve target risk-adjusted returns.
- Collaborate with internal stakeholders to write and refine credit policies / rules and procedures.
- Utilize internal, third-party, and credit bureau data to conduct in-depth analyses, identify gaps, mitigate losses, and support product growth.
- Drive data modeling requirements for analytics and data engineers.
- Build modular data models and dashboards in Looker for efficient and self-serve data analysis for the Banking team.
- Explore and build high value datasets to build credit reporting to generate actionable insights and uncover opportunities for the Credit / Banking team to succeed.
- Develop and own ongoing processes and reporting mechanisms for existing lending and liquidity products.
- Partner with Product and Engineering teams to validate and deploy rules and policies effectively.
ABOUT YOU :
Additional Skills and Qualifications :
This role has a base salary range of $150,000 - $200,000. Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.
BENEFITS :
Salary : $150,000 - $200,000
