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Mortgage Specialist Clerk

Dacotah Banks
Aberdeen, SD Full Time
POSTED ON 1/26/2025
AVAILABLE BEFORE 4/23/2025

Job Summary

Review secondary market files and order the required documentation to process and underwrite the loan file. Ensure the loan application is complete. Assign the Regional Mortgage Specialist (RMS) to the loan file.

Essential Functions

  • Order documents and verifications to process the secondary market loan file.
  • Review the application to ensure the data is complete.
  • Assign the RMS and monitor the pipeline.

Other Functions

  • Aid co-workers with processing files and work with co-workers to resolve any file issues.
  • Provide prompt and courteous service to customers (both internal and external), and all third-party affiliates.
  • Perform other duties as assigned.
  • Maintain educational and professional expertise through attendance at job related seminars, conferences, and on-line training.
  • Education & Experience

  • Associate degree (A. A.) or equivalent from a two-year college or technical school and six or more months related experience and / or training in secondary market real estate lending / banking; or equivalent combination of education and experience.
  • Strong written and verbal communication and interpersonal skills.
  • Self-motivated and hard working. Must be able to handle multiple functions simultaneously and function in a high-pressure environment.
  • Superior customer service skills.
  • Take ownership of assigned duties.
  • Ability to multitask and meet deadlines in a fast-paced environment.
  • Working in a team environment with problem solving skills.
  • We offer the opportunity for career growth and development in a professional and pleasant working environment. We offer a competitive salary and exceptional benefits package including :

  • Health Insurance- Dacotah Bank pays 100% of the premium, family and individual coverage
  • Dental Insurance- Dacotah Bank pays 100% of the premium, family and individual coverage
  • Health Savings Account
  • Life Insurance for the employee and family
  • Paid Vacation and Sick Time
  • Retirement Plan Options
  • Additional Perks and Benefits
  • Qualifications

    Skills

    Preferred

    Maintain Confidentiality

    Expert

    Mortgage Lending Knowledge

    Advanced

    Willing to Learn

    Advanced

    Work in Fast Paced Environment

    Advanced

    Oral and Written Communication

    Advanced

    Customer Service

    Advanced

    Multitasking

    Advanced

    Behaviors

    Required

    Dedicated

    Devoted to a task or purpose with loyalty or integrity

    Team Player

    Works well as a member of a group

    Detail Oriented

    Capable of carrying out a given task with all details necessary to get the task done well :

    Motivations

    Required

    Ability to Make an Impact

    Inspired to perform well by the ability to contribute to the success of a project or the organization

    Self-Starter

    Inspired to perform without outside help :

    Education

    Required

    Associates or better in Mortgage Lending Training or related field.

    Experience

    Licenses & Certifications

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