What are the responsibilities and job description for the Ag Banker position at Dakota Legacy Advisors?
Company Overview:
Our client is a well-established community bank in seeking to add an Ag Banker to their team due to an upcoming retirement. This is an excellent opportunity to inherit a strong, existing agricultural loan portfolio and grow within a bank that prioritizes internal promotion.
Position Overview:
The Ag Banker will take over a portfolio of agricultural clients, ensuring continued support for farmers, agribusinesses, and rural enterprises. This role requires a deep understanding of local farming practices, agricultural financing needs, and strong relationship management skills. The ideal candidate will work closely with clients to assess their financing requirements, structure appropriate loan solutions, and provide financial guidance to support the success of the region’s agricultural community.
Key Responsibilities:
- Manage and grow an existing agriculture-focused loan portfolio, fostering long-term relationships with local farmers and agribusinesses.
- Evaluate financial documents, cash flow statements, and business plans to assess creditworthiness and recommend appropriate loan structures.
- Originate and service agricultural loans, including real estate, equipment, operating, and agribusiness financing solutions.
- Conduct credit analysis and risk assessments to ensure sound lending decisions that align with the bank’s policies and regulatory requirements.
- Provide expert advice on loan options, structuring, and financial planning tailored to the needs of the agricultural community.
- Stay informed on commodity markets, government farm programs, and agricultural industry trends to better advise clients.
- Collaborate with internal teams, including credit analysts and loan processors, to facilitate smooth and efficient loan approvals.
- Represent the bank at agricultural industry events, farm shows, and local community meetings to build relationships and identify new business opportunities.
Qualifications:
- 3 years of experience in agricultural banking, farm lending, or a related role.
- Strong understanding of local farming operations, agribusiness finance, and rural economic trends.
- Preferred experience in loan origination, credit analysis, and risk assessment within the agricultural sector.
- Excellent relationship-building and communication skills to work closely with farm owners, agribusiness operators, and internal stakeholders.
- Ability to analyze financial statements and assess farm cash flow, production cycles, and collateral valuation.
- Familiarity with government-backed agricultural loan programs (e.g., FSA, USDA, SBA).
Compensation & Benefits:
- Competitive salary and performance-based incentives.
- Comprehensive benefits package
- Opportunities for career advancement within a bank that values internal growth.
About Dakota Legacy Advisors:
Dakota Legacy Advisors specializes in tailored recruiting solutions for the financial industry. If you’re a dedicated professional with a passion for agricultural banking and want to make an impact in your community, we encourage you to apply for this exciting opportunity!
EEO Statement:
Dakota Legacy Advisors does not discriminate in employment decisions on the basis of race, color, religion, sex (including pregnancy and gender identity), national origin, political affiliation, sexual orientation, marital status, disability, genetic information, age, membership in an employee organization, retaliation, parental status, military service, or other non-merit factor.”
Job Type: Full-time
Pay: $55,000.00 - $90,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Paid time off
Schedule:
- 8 hour shift
- Day shift
- Monday to Friday
Ability to Commute:
- Dodge City, KS 67801 (Required)
Ability to Relocate:
- Dodge City, KS 67801: Relocate before starting work (Required)
Work Location: In person
Salary : $55,000 - $90,000
