What are the responsibilities and job description for the Consumer Loan Officer position at Dakotaland Federal Credit Union?
Consumer Loan Officer
Watertown Branch
Schedule:
Mon – Fri. | 8:00am – 5:00pm
Wage:
Competitive salary based on education/experience. Dakotaland Federal Credit Union is an equal opportunity employer.
Full Benefit Package:
Health, Dental, Vision, 401k matching up to 5%, PTO, Short Term/Long Term Disability, Life, Cafeteria/Flex Plan, and paid Federal Holidays.
Position Summary:
Join a terrific team and our seasoned Consumer Loan Officer at the Watertown Branch. Develop a positive rapport with all members to assist with their financial lending needs for auto loans, recreational vehicle loans, personal loans, and credit cards. Create an awareness of all products and services available to the members, so they may make an informed decision as to what is best for their financial situation.
Skills/Expectations:
- Must have exceptional communication skills and a desire to interact with the public.
- Strong analytical skills to assess the needs of members’ finances.
- Must be a highly productive person with ability to manage multiple duties concurrently.
- Understand and comply with all federal, state, local, and Credit Union policies and regulations that affect your area of expertise.
- Expected to perform other duties as requested by management when necessary.
- Ability to exhibit confidentiality, patience, courtesy and tact when providing assistance or service to members and working with coworkers.
- Ability to explain fully to the member every detail on the credit application and all loan documents.
- Be involved with members when they are considering a purchase and stay involved to maintain their loyalty to Dakotaland Federal Credit Union.
- Maintain loan files according to the established processes.
- Participate in all training offered at the Credit Union. Including, but not limited to in-house training, webinars, lender development trainings, Credit Union Financial Counselor certification, Chapter and/or League meetings.
- Research and be aware of who competitors are and the products and specials offered in the industry.
- Work with other loan offers on approving or declining credit but be pragmatic in developing ability to make independent loan decisions.
- Maintain credit union and member confidentiality in all situations.
- Experience in lending is preferred but not required.
Physical Requirements:
The ideal candidate must be able to complete all physical requirements of the job with or without reasonable accommodation. Must be able to occasionally lift/transport up to 10 pounds at a time. Ability to sit and/or stand for long periods of time. Environment is primarily indoor.
About Us:
Dakotaland Federal Credit Union is a not-for-profit financial cooperative owned and operated by our members. There are no stockholders, partners, or outside owners. We are a full-service financial institution, taking pride in serving our members. Our vision is to always put the member first and to be the preferred financial institution in our service area.
Applicant must be bondable, pass a background check, and have a valid driver’s license.
Accepting applications until October 21st, 2024.
Contact Information:
Phone 605-353-8739
Email hrmail@dakotalandfcu.com
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) 5% Match
- Dental insurance
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Schedule:
- Monday to Friday
Work Location: In person