What are the responsibilities and job description for the Mortgage Closer position at Deephaven Mortgage LLC?
Why Deephaven Mortgage?
Deephaven was founded in 2012 to provide mortgages to the millions of Americans who, for one reason or another, are unable to qualify for a traditional, government-backed loan. Deephaven champions those mortgage borrowers whose independence, entrepreneurial drive and determination are often the very reason why they can’t qualify for a traditional loan. Using ingenuity, supported by common-sense underwriting, we continuously and responsibly innovate new mortgage products and programs that put homeownership within reach of millions of borrowers and investors that need and deserve financing. We offer our loans through a network of 1,000 independent mortgage brokers. We also buy loans from more than 200 correspondent partners. Deephaven is headquartered in Charlotte, North Carolina and is owned by Pretium, a highly specialized investment manager focused on real estate, mortgage finance and corporate debt.
Job Overview
The Closer prepares the preliminary Closing Disclosure, final Closing Disclosure, and the closing package. They also partner with Settlement Agents to balance the final loan figures and confirm fees.
What You’ll Do
Review documentation needed to generate the preliminary Closing Disclosure
Communicate with the broker regarding any documentation needed to send the preliminary Closing Disclosure
Work closely with Account Managers to ensure accuracy for Estimated Closing Date
Review important expiration dates to ensure nothing will expire
Ensure rate lock is good through funding date
Send the preliminary Closing Disclosure to the Borrower(s), Broker, and Settlement Agent
Prepare final closing figures and package
Send the closing package to the Settlement Agent
Review and verify all fees
Any and all other duties as requested by management
What We Need
2 years of mortgage loan closing experience
Proficient in MS Office including Word and Excel
Knowledge of current regulatory compliance requirements
Organized, analytical, detail oriented, and self-motivated
Manage pipeline to ensure Service Level Agreements (SLAs) are met
Communicate effectively with others, both verbally and in writing
Maintain the highest level of confidentiality and quality
Maintain knowledge of products and programs offered
Complete responsibilities effectively and efficiently with minimal direction
Manage daily tasks to ensure business needs are consistently met
Present self in a professional manner and interact with all levels of organization and outside contacts appropriately
Comply with Deephaven policies and procedures
Adopt the Deephaven culture that contributes to an environment of teamwork and promotes a positive company image to external customers
Complete all assigned training by required dates
Encompass systems knowledge preferred
You Are Someone Who
Strives for accuracy and pays close attention to detail
Enjoys building strong relationships with customers and team-members
Promotes company values while providing optimal customer service
Thrives in a fast-paced environment while embracing change and innovation
Our Perks
Competitive base salary and performance-based bonuses
401(k) plan with an employer match
Health insurance with a generous employer contribution that begins day one of employment
Flexible work/life balance with Responsible Time Off
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