What are the responsibilities and job description for the West Coast Mortgage Processor position at Deephaven Mortgage LLC?
Deephaven was founded in 2012 to provide mortgages to the millions of Americans who, for one reason or another, are unable to qualify for a traditional, government-backed loan. Deephaven champions those mortgage borrowers whose independence, entrepreneurial drive and determination are often the very reason why they can’t qualify for a traditional loan. Using ingenuity, supported by common-sense underwriting, we continuously and responsibly innovate new mortgage products and programs that put homeownership within reach of millions of borrowers and investors that need and deserve financing. We offer our loans through a network of 1,000 independent mortgage brokers. We also buy loans from more than 200 correspondent partners. Deephaven is headquartered in Charlotte, North Carolina and is owned by Pretium, a highly specialized investment manager focused on real estate, mortgage finance and corporate debt.
Job Overview
The Account Manager reviews the application and gathers the necessary documentation needed throughout the loan process. They are the primary contact for the broker and Account Executive. This candidate will need to reside in a state that observes Pacific Standard Time.
What You'll Do
Primary point of contact with the Broker after loan submission
Ensure the loan application is complete and accurate
Obtain documentation needed for initial and final loan approval
Manage the Estimated Closing Date throughout the process
Create an initial, conditional, and final submission package for the underwriting department
Maintain all communication with brokers within required SLA
Perform weekly pipeline calls with sales
Process all change of circumstances within SLA
Convert and organize loan documentation within Encompass
Send applicable Notices and Counter Offers to the Broker
Work closely with Account Executive, Underwriter, and Closer throughout the process
Order and review applicable services and verifications
Ensure the highest level of customer satisfaction
Any and all other duties as requested by management
What We Need
3 years of mortgage processing experience
Proficient in MS Office including Word and Excel
Knowledge of current regulatory compliance requirements
Organized, analytical, detail oriented, and self-motivated
Manage pipeline to ensure Service Level Agreements (SLAs) are met
Communicate effectively with others, both verbally and in writing
Maintain the highest level of confidentiality and quality
Maintain knowledge of products and programs offered
Complete responsibilities effectively and efficiently with minimal direction
Manage daily tasks to ensure business needs are consistently met
Present self in a professional manner and interact with all levels of organization and outside contacts appropriately
Comply with Deephaven policies and procedures
Adopt the Deephaven culture that contributes to an environment of teamwork and promotes a positive company image to external customers
Complete all assigned training by required dates
Wholesale experience preferred
Encompass systems knowledge preferred
Must reside in a state that follows Pacific Time Zone
Our Perks
Competitive base salary and bonus plsn
401(k) plan with an employer match
Health insurance with significant employer contribution that begins day one of employment
Flexible work/life balance with Responsible Time Off
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