What are the responsibilities and job description for the Chief Technology Officer position at Democratized Finance?
Please read carefully and only apply if you're genuinely interested in collaborating!
Location: Remote
Type: Co-Founder Opportunity (Equity Future Compensation)
About Us
We’re building BeyondBorders, the next-generation multi-currency fintech platform for Africa and emerging markets—an all-in-one solution that merges banking infrastructure, blockchain rails, and innovative financial products to solve real pain points around cross-border transactions, multi-currency management, and digital identity.
We haven’t raised funding yet. This is a ground-floor opportunity for someone who believes in our vision and wants to co-found something truly transformative. If you’re a builder at heart, excited by the potential of emerging market fintech, and eager to shape a product that could impact millions of users—let’s talk.
Who We’re Looking For
A CTO & Co-Founder who will:
- Own the technical vision and product architecture, from the initial proof-of-concept to full-scale deployment.
- Drive the engineering strategy around fintech and blockchain integrations, ensuring regulatory compliance and security best practices.
- Collaborate closely with the CEO on product roadmap, investor pitches, and go-to-market strategy.
- Hire and lead the core engineering team as we scale.
- Champion the mission: be passionate about financial inclusion and multi-currency innovation in emerging markets.
We want a partner, not just an employee—someone who buys into the vision of building a borderless finance solution and is ready to roll up their sleeves to make it happen.
Ideal Background
- 5 years of engineering leadership, ideally in fintech or banking infrastructure.
- Hands-on experience with blockchain technologies (e.g., Stellar, Ethereum, Celo) and understanding of crypto wallets, tokenization, or stablecoins.
- Strong familiarity with payment rails, APIs, e-money licensing, and relevant regulatory environments.
- Comfortable with architecting scalable microservices or cloud-based platforms (AWS, GCP, etc.).
- Prior startup or early-stage experience—knowing how to balance speed vs. technical debt while building from scratch.
Your Mindset
- Entrepreneurial: You thrive in ambiguity, love experimenting, and iterate quickly.
- Visionary: You see how blockchain fintech can reshape finance in emerging markets.
- Hands-On: You enjoy coding or at least diving deep into architectural decisions, especially in the early days.
- Mission-Driven: You care about making financial services more inclusive and genuinely want to solve real user problems.
What We Offer
- Co-Founder Title: You’ll be a key decision-maker shaping our product, culture, and future.
- Equity: Significant founding stake in a project with huge potential in Africa and beyond.
- Future Compensation: We haven’t raised yet, so current comp is mostly in equity with the plan to move to a salary post-funding.
- Freedom to Build: Full ownership of technical strategy—design the architecture, choose the stack, hire your dream team.
- Impact: A chance to lead technology innovation that can directly affect millions of people in emerging markets, solving real cross-border and multi-currency frustrations.
Ready to Join Our Mission?
If you’re excited about building a new-era fintech from the ground up—combining banking infrastructure, blockchain, and emerging market opportunities please don't hesitate to apply
Apply or DM us here on LinkedIn,
Join us to revolutionize cross-border finance—one currency, one user, and one visionary product at a time.