What are the responsibilities and job description for the Mortgage Loan Processor position at Dirigo Federal Credit Union?
Description
Dirigo Federal Credit Union is a profitable and fast-growing community credit union headquartered in Lewiston, Maine. We currently have an exciting opportunity for a Mortgage Processor.
This position supports our mortgage team by ensuring the timely and accurate processing, closing, and packaging of all member mortgage loans. The Mortgage Processor verifies that loan documentation is complete and accurate, while complying with applicable lending program policies. This is a full-time position, working out of our lending operations center in Auburn, and office hours are 8 – 5pm.
Responsibilities include:
· Review and complete initial quality control review of submitted mortgage applications
· Contact borrowers to resolve questions and request missing documents for mortgage files
· Produce required mortgage loan disclosures as required by credit union, state, and federal regulations
· Coordinate title, appraisal, flood, fraud and other requirements
· Submit all documentation for review and approval
Knowledge, skills & abilities needed:
· Interpersonal skills, with the ability of active listening and speaking and writing to others in a way that conveys information effectively, frequently by phone and email correspondence
· Commitment to providing superb member service, by being responsive, pleasant and attentive
· Excellent attention to detail and organizational skills needed while maintaining multiple loan files at different stages of completion
· Computer-familiarity and ability to navigate loan origination system
Dirigo FCU is proud to provide competitive compensation and benefits to support our employees. Benefit plans include:
· Health, dental, and vision insurance
· Employer-funded HSA contributions
· Short- and long-term disability
· Life and AD&D insurance
· Retirement plan with employer contributions
· Paid time off and paid holidays
· Tuition reimbursement