Loan Advisor

Discount Title Loan(www.dtloans.com) is looking for talented Loan Advisor with experience for our Rio Grande City, TX store.

Skills/Qualifications:3 years of financial service experience

These individuals are:

- Accountable

- Compassionate

- Disciplined

- Committed

- Determined

- Competitive

- In search of a Career, not a Job

Job Purpose: Responsible for developing new business, underwriting, structuring, and the closing of Auto Title loans. Loan Adviser will report to the Senior Loan Adviser/Store Manager and will be responsible for ensuring timely payment by conducting reminder calls and organizing payments. Represents Discount Title Loans in local community through active participation in community affairs and participates in marketing all of the companies products and services.

Job Duties:

-Opening and closing store on a daily basis, as instructed by Senior Loan Adviser

-Evaluates loan applications and documentation by confirming credit worthiness.

-Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the company as required.

-Rejects loans by explaining deficiencies to applicants.

-Approves loans by issuing checks

-Completes loan contracts by explaining provisions to applicant; obtaining signatures and notarization; collecting fees.

-Helps customers by answering questions; responding to requests.

-Maintains client account portfolio

-Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.

-Must meet performance goals on a weekly, monthly and quarterly basis

-Manages all aspects of collections, daily, including calls, texts and field visits

Skills/Qualifications:3 years of financial service experience

Audit, Financial Skills, Financial Software, Customer Service, Thoroughness, Confidentiality, Analyzing Information , Decision Making, Verbal Communication,

Work Remotely

• No

Job Type: Full-time

Pay: $14.00 - $16.00 per hour

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday
• Weekends as needed

Education:

• High school or equivalent (Preferred)

Experience:

• Fair Housing regulations: 1 year (Preferred)
• Customer service: 1 year (Preferred)

Ability to Relocate:

• Rio Grande City, TX 78582: Relocate before starting work (Required)

Work Location: In person

Salary : $14 - $16