What are the responsibilities and job description for the Teller/Backup Loan Assistant position at DL Evans Bank?
Job Description
The Teller/Backup Loan Assistant is responsible for providing a variety of paying and receiving functions, including processing deposits, withdrawals, loan payments, cashiers’ checks, and cash advances. He or she balances each day's transactions and verifies cash totals. The Teller/Backup Loan Assistant performs specific assigned side-jobs and assists other Tellers with a variety of duties as required. He or she is responsible for providing clerical support for commercial lending activities under supervision which includes typing, preparing, and filing a variety of documents. The Teller/Backup Loan Assistant opens mail and performs miscellaneous clerical functions as needed. He or she ensures that customers are promptly and professionally served.
Qualifications
- Must be at least 18 years old
- High school diploma or GED required
- Experience helpful, particularly in a financial environment
- Basic knowledge of commercial and consumer loan services and procedures preferred
- Familiarity with general loan documentation helpful
- Accurate and attentive to detail
- Well organized
- Good typing skills
- Willing and able to help others
- Able to use a computer, adding machine, copy machine, and basic business equipment
- Able to get along well with coworkers
Responsibilities
- Maintains and projects the Bank's professional reputation
- Helps other area personnel as required
- Keeps management informed of area activities and any significant problems or concerns
- Attends meetings as required
- Serves as a representative for D.L. Evans Bank in the community
- Promotes D.L. Evans Bank at all times
- Obtains and conveys information as needed
- Coordinates functions with related departments and Branches and provides support as needed
- Completes special projects as assigned
- Receives deposits in person or by mail
- Receives loan payments in person or by mail
- Processes cash advances, gift/travel cards, cashiers checks, government bonds, and similar transactions
- Disburses cash for checks/withdrawals and pays out money after verification of signatures and customer balances
- Processes transfers
- Processes assigned cash and transactions and balances at end of day
- Verifies transactions, monitors deposit amounts and examine documents for proper endorsement and negotiability, and detects and resolves discrepancies promptly
- Maintains security of assigned work area and places cash in teller drawer and locks all drawers when leaving work area
- Places holds on uncollected funds when necessary in accordance with established policy
- Processes loan payments and loan draws
- Prepares financial statements and budgets as required. Prepares loan memorandums and other loan related documents
- Reviews loan application file to verify that application date is complete and meets establishment standards
- Verifies, compiles, and types information for loans
- May monitor disbursements on construction and development loans
- Prepares and executes funding of loan packages and documentation in accordance with establishment guidelines and policies
- Reviews and prepares loan documentation and files and types loan forms
- May complete monthly Board of Director reports
- Balances various general ledger accounts on daily, weekly and/or monthly basis
Company Description
D.L. Evans Bank is a community bank and has been since 1904. For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fostering a working environment for our employees dedicated to teamwork and excellent customer service. If you are a dynamic and customer-driven individual, whether an experienced banker or just beginning your career, we encourage you to continue with this applicant friendly, online job application!
D.L. Evans Bank is an Equal Opportunity Employer (EOE/AA/W/M/Vets/Disabled). VEVRAA Federal Contractor.
Benefits
- Medical Insurance
- Dental Insurance
- Vision Insurance
- FSA
- 401(k)
- Employee Stock Ownership Plan
- Paid Vacation
- Sick Time
- Life Insurance
- Long-term Disability Insurance
