What are the responsibilities and job description for the Team MLO position at Dream Finders Homes?
Description
Are you interested in joining a high-volume mortgage team that offers stability, ongoing training opportunities, and a client experience-focused culture? We're hiring a Team MLO who will support our loan origination staff in the qualification of clients for mortgage loans. The ideal candidate has a background in either a Loan Officer Assistant or a Mortgage Loan Processor role. If you are good with numbers, enjoy putting the puzzle pieces together to help clients qualify for a loan, and have a solid grasp of agency and loan program guidelines for CONV, FHA, VA, and jumbo loans, please apply today!
Responsibilities
This position offers benefits including, but not limited to:
Are you interested in joining a high-volume mortgage team that offers stability, ongoing training opportunities, and a client experience-focused culture? We're hiring a Team MLO who will support our loan origination staff in the qualification of clients for mortgage loans. The ideal candidate has a background in either a Loan Officer Assistant or a Mortgage Loan Processor role. If you are good with numbers, enjoy putting the puzzle pieces together to help clients qualify for a loan, and have a solid grasp of agency and loan program guidelines for CONV, FHA, VA, and jumbo loans, please apply today!
Responsibilities
- Communicate with clients via email to obtain the documentation necessary to determine prequalification status.
- Determine client qualifications and make recommendations for loan structuring based on client’s goals for their home loan.
- Assemble and review the loan documentation required for processing such as 1003s, W2s, tax returns, bank statements, credit reports, VOEs, etc.
- Verify all loan package documentation received is accurate and complete in accordance with company policy and procedures and report any discrepancies to the loan originator.
- Pull credit, prepare income calculations, and run AUS (DU/LP).
- Protect the client’s earnest money by accurately prequalifying the loan.
- High school diploma or GED.
- 1 years of experience working in a remote setting.
- 1 years of experience working in a Loan Officer Assistant, Loan Processor, or similar role.
- Excellent written and verbal communication skills.
- Excellent grasp of agency and loan program guidelines for CONV, FHA, VA, and jumbo loans.
- Intermediate proficiency with the Microsoft Office Suite.
- Intermediate proficiency with Encompass.
- Experience working for a high-volume team with a focus on both new build and retail transactions.
- A designated work-from-home space free from interruption.
- Must work a schedule of 8am-5pm MST, M-F.
- Willingness to participate in a rotating on-call weekend shift 1-2x/month.
- Licensure with the NMLS. If not currently licensed, must be willing to obtain NMLS licensure within 6 months of being hired. Company will reimburse for initial licensing fees if not currently licensed. (Employee is responsible for ongoing licensing costs.)
- Associate’s or Bachelor’s degree.
- 2 years of experience working in a remote setting.
- 3 years of experience working in a Loan Officer Assistant, Loan Processor, or similar role.
- Advanced proficiency with the Microsoft Office Suite.
- Advanced proficiency with Encompass.
This position offers benefits including, but not limited to:
- Medical, dental, and vision insurance
- 401k with a company match
- 12 Days of PTO (prorated based on hire date)
- Company holidays
