What are the responsibilities and job description for the Charge Off Manager position at DriveTime Automotive Group, Inc.?
What’s Under the Hood
DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, which is one of the country’s leading financial servicing providers. Bridgecrest services roughly $17 billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers.
That’s Nice, But What’s the Job?
What's under the hood:
Headquartered in Tempe, Arizona, DriveTime is the largest privately owned used car sales and finance company in the country. With more than 145 dealerships, 3 operations centers and 16 reconditioning centers across the nation, our 4,000 employees are focused on getting the right customer in the right car, at the right terms. With over 25 years of industry experience, and our dedication to streamlining the purchase process, we're redefining what it means to buy and finance a used car.
Bridgecrest , the finance side of the business, is part of the DriveTime family. As a direct service provider for DriveTime and other partners, Bridgecrest is committed to ensuring the success of each customer along their path to vehicle ownership.
That’s Nice, But What’s the Job?
In short, the Charge Off Manager is responsible for developing and leading a team to achieve department objectives within the Loss Mitigation group. This includes assessing day to day performance, quality of work, providing feedback, and goal setting.
In long, the Charge Off Manager:
Provides daily goals and strategy to their team that will maximize long-term success.
Monitors and reviews work of team members to ensure it is effective, and within Company and Legal policy. This includes using tools such as formal account reviews and side-by-side monitoring in order to create development plans for their staff to address any deficiencies
Administers continuous training and coaching to ensure quality customer service.
Identifies and recommends methods to improve management and operations of loan/collection administration involving enhanced work processes, increased responsiveness, efficient use of resources and quality service delivery
Provides proactive leadership to the team to achieve maximum performance and continued individual development and succession planning across the department.
Create and maintain a culture of positive change management for the Reinstatement team towards the goal of being best in class as a department.
Provides consistent updates on outstanding items and analyzes performance trends.
So What About the Perks? Perks matter.
Medical, Dental and Vision. DriveTime pays a nice chunk of your premiums to keep the cost as low as possible for our employees.
Tuition Reimbursement. We encourage growth and development, not only in your career with us but also your formal education.
16 days of PTO, 6 paid Holidays and 2 Floating Holidays. Because who doesn’t love time off?
Benefits like 401(k), company paid life insurance, short and long-term disability.
Casual Dress. Come dressed in jeans (you’ll fit right in with the rest of us).
Game Room & Onsite Gym . Each site has a unique space for you to relax and unwind by pumping some iron, playing some ping pong, foosball, video games or just catching up with friends.
Wellness Program. We want our employees to be the best versions of themselves. That’s why we offer a Wellness Program that includes B12 shots, teeth cleanings, biometric screenings and much more!
Growth opportunities . DriveTime takes a lot of pride in promoting from within. Over 80% of our current leadership has developed internally.
So What Kind of Folks Are We Looking for?
Excellent verbal and written communication skills. The ability to talk and write with confidence, charisma and competence for a wide variety of audiences including management.
Love of listening. We need folks that listen with the intent to understand, not just reply.
Plays well with others. You will be working in a high-functioning team environment. We work together in order to win together.
Self-driven yet selfless. We need someone capable of managing their own time and business, yet is capable of making decisions for the betterment of DriveTime , not just themselves.
Fantastic problem solver. Your job is not only to find the problem, but more importantly, find the solution.
Management material. We are looking for someone that can lead, manage and grow within our organization.
The Specifics.
High School Diploma or GED required , Bachelor's Degree preferred
2 years of management experience in a call center or retail environment
Excellent leadership, communication, interpersonal, and presentation skills
Strong analytical and decision quality skills.
Highly organized and self-motivated individual.
Strong business acumen and understanding of big picture impact.
Ability to work cooperatively with other employees, customers, clients, and other involved parties
Must be comfortable working on site and have availability weekdays from 7am-5pm. This team works out of our Operations Center in East Mesa.
Nice to Haves.
Knowledge of Fair Debt Collection Practices Act, UDAAP, DNC & Call Windows, etc.
Anything Else? Absolutely.
And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime . Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment!
DriveTime was awarded Top Companies to Work for in AZ by AZCentral.com for our great culture and one of the Best Places to Work in IT as awarded by PBJ. Essentially we offer a creative, transparent and fun environment since, well, we work here too. DriveTime was also voted the Fastest-Growing Private Companies by Inc 5000, and we aren’t slowing down anytime soon!
Hiring is contingent upon successful completion of our background and drug screening process. DriveTime is a drug-free, tobacco-free workplace and an Equal Opportunity Employer.
So What About the Perks? Perks matter
- Medical, dental, and vision, oh my! DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier healthcare coverage.
- But Wait, There’s More. 401(K), Company paid life insurance policy, short and long-term disability coverage to name a few.
- Growth Opportunities. You grow, I grow, we all grow! But seriously, DriveTime Family of Brands is committed to providing its employees with every opportunity to grow professionally with roughly over 1,000 employees promoted year over year.
- Tuition Reimbursement. We’re as passionate about your professional development as you are. With that, we’ll put our money where our mouth is.
- Wellness Program. Health is wealth! This program includes self-guided coaching and journeys, cash incentives and discounts on your medical premiums through engaging in fun activities!
- Gratitude is Green. We offer competitive pay across the organization, because, well… money matters!
- Game Room. Gimme a break – no, not a Kit Kat ad but we do have a ping-pong table, a pool table and other games if you ever need a break in your day.
- In-House Gym. We want our employees to be the best versions of themselves. So come early, take a break in your day, or finish strong with a workout!
- Enjoy Social Events? Bring it on. Rally with your team for festive gatherings, team competitions or just to hang out!
- We Care and Value YOU! Feel the love and let us treat you to company outings, personal rewards, amazing prizes & much more!
- Paid Time Off. Not just lip service: we work hard, to play hard ! Paid time off includes (for all full-time roles) wellness days, holidays, and good ole' fashioned YOU time! For our Part-timers, don't fear you get some time too...vacation time is available - the more you work, the more you earn!
Anything Else? Absolutely.
DriveTime Family of Brands is Great Place to Work Certified! And get this: 90% of our rockstar employees say they feel right at home here. We could spend a lot of time having you read about ALL our awards, but we’ll save time (and practice some humility) just naming a few others; Comparably Awards: Best Company for Diversity, Best Company Culture and Best Company Leadership, oh and don’t forget Phoenix Business Journal Healthiest Employers (okay, we’ll stop there)!
Hiring is contingent upon successful completion of our background and drug screening process. DriveTime is a drug-free, tobacco-free workplace and an Equal Opportunity Employer.
And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime. Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment!
