Credit Analyst

Introduction

Since 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement.  Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further. 

Overview

Responsible for underwriting, credit monitoring and portfolio management of Commercial Banking relationships to achieve efficiencies and quality of the process and product, retention and expansion of existing client relationship, growth of total client assets and net growth in relationships. Primary performance responsibilities include analyzing financial data to determine the merits of loan requests, recommending structure, as well as identifying cross selling/referring opportunities of other deposits services.

Responsibilities

Underwriting

• Analyze financial statements addressing industry risks, collateral requirements, loan structuring, pricing and credit analysis for recommendation to manager on lending decisions
• Make recommendation on structure of credit for approval

Credit monitoring

• Develop solutions for problem loan credit
• Responsible for credit risk and quality of portfolio

Portfolio Management

• Perform maintenance on portfolio of loans
• Maintain & expand client relationship
• Manage loan renewal process

Business Development

• Participate in community and business functions
• Develop other deposits services relationship
• Understand depository account opening process and required documentation.
• Interface with Global Treasury Service Team

Team Duties

• Disseminate weekly reports
• Collection of information and Submission of weekly/quarterly/annual reports to senior management.
• Submission of supplies requisition
• Other team needs as directed by manager

Qualifications

• Bachelor's degree or combination of education and directly related experience.
• 1-3 years Commercial Credit experience and/or background in Accounting is highly preferred.
• Knowledge of CRE including the ability to analyze tax returns, company financials and property financials is a plus.
• Proficient with Microsoft Office products (Excel, Word, etc.), and able to adapt and learn bank technology platforms.
• Able to work on multiple projects simultaneously, taking ownership of discreet tasks while working as part of a team.
• Strong written and oral communication skills.
• Excellent interpersonal skills to interact with senior management as well as clients, with focus on quality and integrity.

Compensation

The base pay range for this position is USD $25.00/Hr. - USD $35.00/Hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.

Salary : $25 - $35