Credit Analyst

Introduction

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. 

Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.

Overview

East West Bank is currently accepting resumes for a Credit Analyst role on the Dallas Commercial Banking team for early 2025 that will support the C&I lending team. Generally, this role is responsible for client financial/credit monitoring, financial spreading, covenant monitoring, financial analysis, underwriting and portfolio management of commercial banking relationships. The position will work closely with relationship managers, portfolio managers, prospects and clients. Primary performance responsibilities include analyzing financial data to determine the merits of new lending opportunities, writing opportunity memos, assisting with preparation of loan packages, and monitoring client performance

Responsibilities

• Perform financial analysis, financials spreading/monitoring, covenant compliance review/monitoring, industry research and risk analysis.
• Significant portion of responsibility is due diligence and analysis of new lending opportunities in well written opportunity memos that are reviewed by lending department management and credit department management seeking approval to proceed into full underwriting.
• Partner with the Relationship Managers to learn about prospecting, selling/pitching bank products, structuring loans, building and maintaining client relationships.
• Ensure the portfolio administration and risk management of each client relationship is in compliance with EWB credit policy, procedures, lending strategy and regulatory guidelines.
• Perform other administrative duties required for the maintenance of a portfolio of clients.
• Participates in community and business functions/groups to ensure a positive image for the bank within the region's marketplace.
• Assist the relationship manager and portfolio manager with quarterly monitoring reports and other projects/requests.
• Perform other duties and special projects as needed.

Qualifications

• Less than one year of experience.
• Bachelor's degree in finance, accounting, management or a related field.
• Past internships are preferrable.
• Strong communication skill set and ability to work in a collaborative team environment.
• Detail oriented and intellectually curious.
• Highly motivated, responsible, strong work ethic and self-starter.
• Good understanding of generally accepted accounting and finance principles.
• Strong critical thinking skills.
• Excellent interpersonal skills and desire to work in team environment.
• Minimum undergraduate GPA of 3.5 is required.
• In office full-time from 8am – 5pm each business day with ability and willingness to work occasional weekend or evenings depending on client requirements.

Compensation

The base pay range for this position is USD $20.00/Hr. - USD $32.00/Hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.

Salary : $20 - $32