What are the responsibilities and job description for the Credit Analyst position at Eastern Metal Supply?
Position Summary: Accountable of the entire credit granting and analysis process.
- Accountable of the entire credit granting and analysis process.
- Essential Duties/Responsibilities
- Accountable for the entire credit granting and analysis process
- Analyze credit data and financial statements of potential and current customers to identify risk involved for credit worthiness
- Recommend approval or denial of credit based on research
- Establish credit terms and limits for new customers and existing customers after review
- Identify accounts that are delinquent to focus on plan for timely re-payment
- Resolve customer complaints, discrepancies and errors in processing
- Perform other duties within credit department as assigned
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education
- Preferred: Bachelor's degree (B.A.) in Accounting, Economics or similar field preferred
Experience/Skills/Abilities Required
- Excellent organizational and planning skills.
- Excellent presentation, communication and interpersonal skills.
- Computer and internet research skills.
- Attention to detail and accuracy.
- Extremely resourceful and ability to show initiative; use internal resources to achieve desired results.
- Strong understanding of credit risk factors
- Able to exercise effective judgment, sensitivity, creativity to changing needs and situations.
- Ability to prioritize tasks and delegate when appropriate
- Able to establish and maintain healthy working relationships with people in course of work.
- Ability to research, evaluate and analyze new techniques, methods and procedures.
Work Environment/Physical Demands
Typical office environment - moderate noise level. This position regularly requires standing; walking; sitting; use hands; reaching with hands and arms; and talking and/or hearing. Occasional lifting and/or moving up to 25 pounds.
