What are the responsibilities and job description for the Commercial Lender II position at EastRise Credit Union?
Role
Originates, manages, and supervises a portfolio of commercial loans, typically between $20M - $40M, with the
overall objective of maintaining and increasing its asset quality. Develops new and existing business
relationships.
Description
within approval authority. Completes or directs completion of all loan documents and
closes loans.
within approval authority. Completes or directs completion of all loan documents and
closes loans.
the company’s client base.
Major Duties and Responsibilities
including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office Foreign Assets Control.
Experience
Five years to eight years of similar or related experience, including preparatory experience.
EDUCATION/CERTIFICATIONS/LICENSES
A college degree.
Interpersonal Skills
The ability to motivate or influence internal or external senior level professionals is a critical part of the jo
requiring a significant level of influence and trust. Obtaining cooperation and agreement on impor
outcomes via frequently complex, senior level dialogues, as well as a professional level of written
Other Skills
communication skills are essential to the position.
COMPETENCIES: . Must be at least 18 years of age. Favorable Background, Credit, Criminal, Bondability, and
Reference Checks required. (Motor Vehicle check dependent on position.) Travel to other branches or locations
may be required depending on position.
ADA Requirements
Physical Requirements
Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be
capable of climbing / descending stairs in emergency situation. Must be able to operate routine off
equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on
computer for an average of 4-6 hours per day. Must be able to work extended hours whenever required or
requested by management. Must be capable of regular, reliable and timely attendance.
WORKING CONDITIONS
Must be able to routinely perform work indoors in climate-controlled private office.
Mental And/Or Emotional Requirements
Must be able to perform job functions independently and work effectively either on own or as part of a tea
Must be able to plan and direct the work activities of self and others. Must be able to read and carry out
various complicated written and oral instructions. Must be able to speak clearly and deliver information in a
logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous
different personalities from diverse cultures at various levels within and outside of the organization a
demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to
perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy
and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing prioritie
Must be capable of exercising highest level of discretion on both internal and external confidential matter
Nothing in the position description restricts management’s right to assign or reassign duties and
responsibilities to this job at any time.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential
functions. This Job description is not a contract and should not be construed as a guarantee of employment for
any period of time.
Acknowledgment
EastRise Federal Credit Union is an Equal Opportunity Employer and does not discriminate against employees
or applicants based on race color, religion, sex/gender, national origin, disability, age, or any other category
protected by law.
Originates, manages, and supervises a portfolio of commercial loans, typically between $20M - $40M, with the
overall objective of maintaining and increasing its asset quality. Develops new and existing business
relationships.
Description
- Takes applications for commercial loan business. Reviews customer financial condition
within approval authority. Completes or directs completion of all loan documents and
closes loans.
- Takes applications for commercial loan business. Reviews customer financial conditi
within approval authority. Completes or directs completion of all loan documents and
closes loans.
- Participates in developing lending and deposit business for the company. Calls on
the company’s client base.
Major Duties and Responsibilities
- Participates in developing lending and deposit business for the company. Calls on
- clients to expand existing business; calls on prospects seeking opportunities to expand
- the company’s client base.
- Monitors existing loan portfolio to maintain a high-quality asset base. Maintains up-to-date client files including current balance sheets, profit & loss statements, cas
- projections and all loan documentation.
- Monitors existing loan portfolio to maintain a high-quality asset base. Maintains up-to-date client files including current balance sheets, profit & loss statements, cas
- projections and all loan documentation.
- Assists customers with any loan-related questions and concerns.
- Assists customers with any loan-related questions and concerns.
- Assists in collection of past due loans.
- Assists in collection of past due loans.
including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office Foreign Assets Control.
Experience
Five years to eight years of similar or related experience, including preparatory experience.
EDUCATION/CERTIFICATIONS/LICENSES
A college degree.
Interpersonal Skills
The ability to motivate or influence internal or external senior level professionals is a critical part of the jo
requiring a significant level of influence and trust. Obtaining cooperation and agreement on impor
outcomes via frequently complex, senior level dialogues, as well as a professional level of written
Other Skills
communication skills are essential to the position.
COMPETENCIES: . Must be at least 18 years of age. Favorable Background, Credit, Criminal, Bondability, and
Reference Checks required. (Motor Vehicle check dependent on position.) Travel to other branches or locations
may be required depending on position.
ADA Requirements
Physical Requirements
Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be
capable of climbing / descending stairs in emergency situation. Must be able to operate routine off
equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on
computer for an average of 4-6 hours per day. Must be able to work extended hours whenever required or
requested by management. Must be capable of regular, reliable and timely attendance.
WORKING CONDITIONS
Must be able to routinely perform work indoors in climate-controlled private office.
Mental And/Or Emotional Requirements
Must be able to perform job functions independently and work effectively either on own or as part of a tea
Must be able to plan and direct the work activities of self and others. Must be able to read and carry out
various complicated written and oral instructions. Must be able to speak clearly and deliver information in a
logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous
different personalities from diverse cultures at various levels within and outside of the organization a
demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to
perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy
and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing prioritie
Must be capable of exercising highest level of discretion on both internal and external confidential matter
Nothing in the position description restricts management’s right to assign or reassign duties and
responsibilities to this job at any time.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential
functions. This Job description is not a contract and should not be construed as a guarantee of employment for
any period of time.
Acknowledgment
EastRise Federal Credit Union is an Equal Opportunity Employer and does not discriminate against employees
or applicants based on race color, religion, sex/gender, national origin, disability, age, or any other category
protected by law.
Salary : $43 - $64
