What are the responsibilities and job description for the Mortgage Loan Officer position at Edge Home Finance Corporation?
At Edge Home Finance Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.We work with many wholesale lenders that provide a wide variety of products such as Conventional, FHA, VA and HARP 2.0.
JOB SUMMARY: We are looking to hire a Loan Officer that is responsible for selling and originating quality mortgage loans and maintaining compliant, lawful, sounds, and profitable production.
DUTIES AND RESPONSIBILITIES:
• Originate mortgage loan products of at least 12 million annually
• Understand all mortgage products and suggest the appropriate product for the customer
• Ensure all loans meet audit, operations, compliance, regulatory, and vendor guidelines to prevent leakage or buybacks
• Meet or exceed customer service standards throughout the loan process
• Demonstrate integrity in all transactions
• Attend all sales trainings and meetings as required
DESIRED QUALIFICATIONS:
• NMLS licensing
• Encompass experience
• 2 years of experience in the mortgage industry originating loans
• Firm comprehension of loan documents, covenants, and required disclosures and regulations.
• Knowledgeable of industry products and all compliance required to originate a quality loan
• Excellent customer service skills
• Must be able to evaluate customer credit profiles for loan criteria
Benefits:
• Dental insurance
• Health insurance
• Life insurance
• Referral program
• Retirement plan
• Vision insurance
Salary : $67,987 - $90,978