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Property Specialst II (Inside)

Encova Insurance
Columbus, OH Full Time
POSTED ON 4/21/2025
AVAILABLE BEFORE 5/10/2025

The salary range for this job posting is $55,132.00 - $88,210.00 annually bonus benefits

The above represents the salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors. Your recruiter can share more information about the specific salary range during the hiring process.

Encova Insurance is seeking a Property Specialist II (Inside) for a home-based opening. While the preferred candidate will reside in Ohio or a surrounding state, we are open to hiring anywhere within our payroll footprint as seen on our careers page. In this role, you will report to a Manager, Property Claims.

Are you a Referral?

If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.

Unique residence requirements are listed in each job posting, please review closely for details.

Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes :

Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.

JOB OBJECTIVE :

Investigate, evaluate, estimate and process property claims primarily by phone or other internal communication channels.

ESSENTIAL FUNCTIONS :

  • Work in claims operations handling primarily :

Personal and commercial losses including structure, contents, ALE, scheduled property and business income losses

  • Contents claims
  • Coverage questions
  • Provide customizable claims service to our insureds by appropriately assigning preferred contractors and / or independent adjusters to assist with field work.
  • Review work of all assigned independent adjusters and preferred contractors for quality and timely service.
  • Assist resolution specialists with tasks assigned, such as assisting with contents valuation and depreciation holdback.
  • Comply with claims organization's policies and procedures for contact and communication, verification of coverages, determination of liability, investigation of losses, determination of claims values, completion of forms, and reports and negotiation and settlement of claims.
  • Must be capable of investigating and closing a minimum average of 70 (85 for primarily contents) elements per month.
  • Assist in catastrophe claims handling throughout the company operating territory, requiring overnight travel or extended stays upon request.
  • Serve as a member of claims and other company integrated teams as assigned.
  • OTHER FUNCTIONS :

  • Obtain and maintain all applicable adjusters licensing.
  • Must pass the claims adjuster license exam(s) for applicable states within 6 months of being hired.
  • Maintain open lines of communication with agents, sales representatives, marketing and underwriting associates.
  • Perform other duties as assigned.
  • KNOWLEDGE, SKILLS AND ABILITIES :

  • This position requires experience as an Encova Insurance inside property specialist or its equivalent in the industry.
  • The internal candidate must have achieved an overall performance rating of at least "Meets Expectations" in the last two annual performance reviews.
  • The candidate must actively demonstrate the skills and abilities listed in the resolution specialist job description and must demonstrate good judgment in making decisions, good communication skills, and excellent people skills including positive, professional working relationships with associates, peers, agents, sales representatives, underwriters, marketing personnel and the public, good negotiation skills, and satisfactory setup and monitoring of all claims.
  • The candidate must have a thorough knowledge of claims settlement techniques, Encova's personal and commercial policy products, current legal decisions affecting claims handling, company procedures, policies and practices.
  • A college degree or equivalent in insurance or business is required.
  • Continuing insurance education is desired and may be obtained through IIA and / or CPCU or other accredited insurance education provider.
  • This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and / or delete functions from this job as it deems necessary for business reasons.

    Ready to join our team?

    At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating and financially rewarding opportunities.

    Join us to discover a work experience where your diverse ideas will be met with enthusiasm - where you can learn and grow to your fullest potential.

    What you can expect from us

    Join our family of industry leaders, and let us reward you with a competitive salary, bonus and benefits package that includes but is not limited to : a 401(k), wellness programs, bonus incentive plans and flexible schedules, with an early close of the office every Friday. Additionally, Encova aspires to be an outstanding corporate citizen in all the markets we serve; we encourage and support associate participation in community initiatives through our foundations.

    Encova Insurance is an EOE / E-Verify employer.

    Salary : $55,132 - $88,210

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