What are the responsibilities and job description for the Senior Loan Documentation Representative position at Enterprise Bank & Trust?
Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive.
With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we're strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities.
Together, there's no stopping you!
Job Title:Senior Loan Documentation RepresentativeJob Description:Essential Duties and Responsibilities:
Ensure that loan documentation is in compliance with Federal and Bank regulations, policies and procedures.
Maintain established documentation metrics for cycle, volume and fpq's.
Prepare loan documentation through the use of LaserPro.
Mentor Loan Documentation Representatives within the department in the subject matter expertise as assigned by manager.
Prepare and Review final loan closing packages for accuracy and completeness prior to sending to the units.
Resolve loan documentation issues or questions on new loans, renewals, and modifications through effective communication with unit loan coordinators and relationship managers
Verify completeness of SalesForce applications and corresponding documents prior to documenting
Identify and review organizational documents of borrowers and guarantors
Read and understand title commitments, letter reports, and construction binders
Understand and follow flood requirements
Document and perfect liens using Deeds of Trust, Assignment of Rents/Leases, Mortgages, UCC-Article 9, First Preferred Ships Mortgage, Aircraft Security Agreement, Brokerage Accounts, etc
Liaison between the loan documentation group and loan coordinator to resolve loan documentation issues
Proficient in consumer lending, construction lending, creation of complex business loan agreements, unique collateral perfection, complex structures, attorney prepared documentation and work out transactions.
Issues and amends standby and commercial letter of credit
Reviews letter of credit for completeness, it's in compliance with standard practices and department guideline
Other tasks that as assigned by manager
Ability to clearly communicate with co-workers and third party vendors
Able to prioritize daily workflow to insure on time delivery
Proficient in Laser Pro and core bank systems
Effective verbal and written communication skills
Skillful at establishing priorities and channeling effort productively
Demonstrate flexibility, versatility, commitment, good judgment, and ability to be well organized
Supervisory Responsibilities:
None
Education and/or Experience:
High school diploma or general education degree (GED)
Previous banking experience required, minimum 5 years in commercial loan documentation
Knowledge of Commercial and Consumer Loan collateral requirements
Computer and Software Skills:
Skilled in operation of a personal computer, including Microsoft Word, PowerPoint and Excel
IBS
Salesforce
LaserPro
Certificates, Licenses and Registrations:
None
Equal Opportunity Statement:
Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources athr@enterprisebank.com.
Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live.We are proud to be an Equal Opportunity Employer.All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability.All employment offers are contingent upon the applicant successfully completing both drug and background check screenings.If you would like more information about your EEO rights as an applicant under the law, please clickHERE.
Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at hr@enterprisebank.com.
Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. If you would like more information about your EEO rights as an applicant under the law, please download the Equal Employment Opportunity is the Law poster at: https://link.zixcentral.com/u/324ca55e/qL5ePJcS6RG7hzIZh3soMg?u=https://www1.eeoc.gov/employers/poster.cfm