Retail Producing Branch Manager - Loan Officer

Summary

As a Branch Manager with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind - Improving Lives

By listening to our employees and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry.

Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.

The Branch Manager 's primary job functions are to manage and develop a branch by building a team of successful originators and support staff while also developing personal production.

Responsibilities

PRINCIPAL FUNCTIONAL RESPONSIBILITIES:

• Actively recruit and hire successful candidates for Originator roles
• Supervise and mentor Originators in the Branch
• Supervise and mentor processors and support staff within a branch
• Manage Branch revenue and expenses to meet the Company's objectives
• Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources
• Procure new loan applications that result in funded loans
• Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures. This must be done in coordination with processing as well as underwriting
• Adhere to all Envoy standards, including, but not limited to production minimums and customer service
• Educate borrowers on current offerings and programs for which they qualify
• Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
• Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
• Present complete and accurate files to the Processor
• Coordinate the flow of information to all concerned parties
• Prospect for new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients
• Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
• Maintain contact with past clients to promote Envoy's products
• Ensure all marketing is performed in a manner that is compliant
• Ensure maintenance of a current license to perform Loan Originator duties within their assigned branch
• Comply with local, state and federal laws regarding position
• Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
• Any additional duties that may be assigned by the Divisional Vice President

• Graduate from our launch program - We have an incredible 86 onboarding & launch program that will coach you on everything you need to know to be a successful agent in today’s market.
• Lead generate to build a pipeline and database using proven techniques & strategies
• Provide expert guidance to buyers and sellers throughout the real estate transaction process
• Attend collaboration sessions and workshops to continuously improve your skills.
• Show homes, write offers, & negotiate contracts.
• Commit to weekly 1 on 1 coaching sessions

Qualifications

• Be willing and able to obtain your real estate license
• Have a desire to work independently and have control over your professional growth
• Have a strong work ethic and desire to be successful
• Have excellent communication skills and the ability to network to build your business

About-our-team

The most important asset, however, is its people. We at Envoy Mortgage have licensed mortgage professionals who maintain high standards and uphold our strong values and ethics. Additionally, we understand the importance of providing great customer service, demonstrated by our strong customer satisfaction rating of nearly 4.9 out of 5.