What are the responsibilities and job description for the Loan Review Analyst position at Equity Bank?
Position: Loan Review Analyst
Department: Audit and Compliance
Location: Wichita, KS (on-site)
Status: Full-Time (Hourly)
Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.
Summary:
The Loan Review Analyst position is part of the Loan Review Department for Equity Bank. Loan Review is responsible for completing independent reviews of the bank’s loan portfolio and identifying risks within the loan portfolio. The Loan Review Analyst position will conduct these reviews of bank’s commercial real estate, commercial, agriculture, and consumer loan portfolios.
Responsibilities and Expectations
- Evaluate the quality of commercial loans and assign risk rating.
- Ensure all loans reviewed are in compliance with the Bank’s policies and procedures and comply with applicable laws and regulations.
- Review collateral documentation and verify the value of collateral pledged on the loans reviewed.
- Perform an underwriting review of small commercial loans and consumer loans originated across all the bank’s markets and regions. Provide a list of identified exceptions or issues from these reviews.
- Discuss identified findings with loan officers and Credit Administration.
- Write a report from all reviews completed and communicate all identified findings.
- Assist the Director of Loan Review and Loan Review Officer with sampling for the various reviews performed by the department.
- Participate in due diligence examinations on potential mergers/acquisitions of the bank.
- Perform other duties as assigned or required.
Required Skills & Education
- 1 to 2 years’ experience of working in loan review, credit analysis, or commercial lending in a financial institution.
- Experience reviewing financial statements and completing a credit analysis.
- Bachelor’s degree in business related field. Prior experience working in credit analysis or loan review will be considered in lieu of the degree.
- Proficient in Microsoft Word and Excel
- Technology skills, especially the ability to work in Windows based systems
- Good interpersonal skills
- Good written skills and the ability to write a smaller summary on a large
Who we are
Equity Bank, a full-service, $5 billion community bank, is based in Wichita, Kansas, with 72 bank offices throughout Kansas, Missouri, Arkansas, and Oklahoma.
At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. Our employees receive competitive compensation and benefits, while working in an atmosphere that encourages personal and professional growth. We’re searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team.
Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere.
At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. Our employees receive competitive compensation and benefits, while working in an atmosphere that encourages personal and professional growth. We’re searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team.
Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere.
What’s in it for you?
We believe your benefits are an important part of your overall compensation package. We work year-round to ensure that we provide our employees with the most up-to-date, competitive program. We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well-being of our employees and their families.
Benefits Available:
- Health, Dental & Vision Insurance
- Group Life & Long-Term Disability Insurance
- Flexible Spending & Health Savings Accounts
- Group Cancer Insurance
- 401(K) Retirement Plan w/ Company Match
- Generous Vacation & Sick Time
- Employee Stock Purchase Plan (ESPP)
- Pet Insurance
- Retail Banking Benefits
Find your future at Equity Bank!
The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.
Physical Requirements
This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 25 pounds on an occasional basis. Must be able to talk and listen to others.
Work Environment
This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.
Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
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