Digital Wallet Lead Developer

Job Description: ERP SAVVY are seeking an experienced Digital Wallet Lead Developer with a strong background in credit card technologies. The ideal candidate will have extensive experience in API design, backend integration, mobile backend design, and a deep understanding of security and compliance standards. This role involves both strategic decision-making and hands-on technical expertise.

Key Responsibilities:

• API Design: Design secure, scalable, and efficient APIs, including API authentication, for communication between the digital wallet app and backend services.
• Backend Integration: Integrate backend systems with the mobile wallet app to ensure seamless data flow and secure communication.
• Mobile Backend Design:
  • Microservices Architecture: Design scalable, fault-tolerant backend systems using microservices.
  • Cloud Technologies: Deploy and manage backend services on cloud platforms (e.g., AWS, Azure, Google Cloud).
  • Database Management: Manage databases for securely storing and retrieving wallet-related data.
• Security Standards: Ensure secure handling of payment information and sensitive data in compliance with PCI DSS.
• Tokenisation & Encryption: Implement tokenization and encryption techniques to secure payment data in transit and at rest.
• User Authentication & Fraud Prevention: Implement multi-factor authentication (MFA), biometric authentication (e.g., Touch ID, Face ID), and fraud detection mechanisms to protect against unauthorized access.
• Compliance & Regulatory Requirements: Ensure compliance with AML/KYC regulatory requirements for secure handling of financial transactions and personal data.
• Push Notifications & Transaction Alerts: Implement real-time push notifications for transaction updates, alerts, and fraud detection.
• Mobile Payments Standards: Ensure compliance with NFC and EMV standards for secure contactless payments.
• Data Privacy & Security: Implement data privacy and security practices to ensure the safety of user funds and personal information.
• iOS Development: Develop and maintain secure and efficient mobile wallet apps for Apple devices using Swift/Objective-C.
• XPays: Maintain a general understanding of XPays wallets.

Qualifications:

• Proven experience in the Credit Cards and Payments domain.
• Strong expertise in API design and backend integration.
• Proficiency in microservices architecture and cloud technologies.
• Expertise in database management and security standards.
• Knowledge of tokenization, encryption, and user authentication techniques.
• Familiarity with AML/KYC regulatory requirements.
• Experience with push notifications, transaction alerts, and mobile payments standards.
• Proficiency in data privacy and security practices.
• Extensive experience in iOS development using Swift/Objective-C.
• General understanding of XPays wallets.

Company Overview: ERP Savvy, Americas IT Recruitment Partner, is an IT consulting and staffing company specialized in SAP services. With over 300K IT connections in our network, we are committed to providing high-quality services and solutions, building long-term partnerships, and offering competitive pricing. We focus on design, hiring, and placement to meet our clients' needs.