What are the responsibilities and job description for the Merchant Services Risk Analyst position at Esquire Bank?
Job Summary
This position supports the Esquire Bank's Merchant Services Risk department in monitoring the portfolio. The analyst will work as the second line of defense to prevent financial loss to the bank and its partners by utilizing real-time risk systems and historic reporting activity.
Main Responsibilities:
- Review and track merchant activity by monitoring exceptions using processor platforms and internal risk systems.
- Complete daily risk detections timely and accurately.
- Recommend processing concerns and anomalies to management for further review.
- Conduct risk reviews and investigations for fraud, potential financial loss, and mitigation strategies.
- Monitor assigned merchants for activities such as transaction counts, average ticket, chargebacks, and fraud activity.
Key Skills:
- Strong analytical skills with attention to detail.
- Ability to recognize and research problems effectively.
- Excellent communication and presentation skills.
- Strong planning, organizational, and time-management skills.
About Us:
Esquire Bank is a leading financial institution dedicated to providing excellent service and innovative solutions. We are committed to creating a dynamic and supportive work environment that fosters growth and success.
